Let's face the music and dance...

Drawingaline

db2016 said:

not to be too grim about it, but i dont worry too much about later life... i mean if we are going on past deaths in family / health... i will not be going too far into a retirement age.. and this is what i heard on radio recently and first time ive heard it tbf.. even though i've always thought it.. but basically
^ if your family has a history of 100 years old's then oh god yes, plan and panic about 30 years+ of living off pensions. - if they only have a.. lets say shorter shelf life, well genetics has saved some savings and panics perhaps!

Yea, my husbands grandparents did 94&90, mum's mum did 89, dad's mum around 88? And dad's dad 100!!! 😁 Wonderful having them about for so long, but possibly some strong genes there! 😂 My dad is 76 and pretty fit and well, still does 5k runs three times a week.

Starbrite, you are doing brilliantly and even £14 a week is better than nothing. Remember that. 

Starbrite

Drawingaline said:

db2016 said:

not to be too grim about it, but i dont worry too much about later life... i mean if we are going on past deaths in family / health... i will not be going too far into a retirement age.. and this is what i heard on radio recently and first time ive heard it tbf.. even though i've always thought it.. but basically
^ if your family has a history of 100 years old's then oh god yes, plan and panic about 30 years+ of living off pensions. - if they only have a.. lets say shorter shelf life, well genetics has saved some savings and panics perhaps!

Yea, my husbands grandparents did 94&90, mum's mum did 89, dad's mum around 88? And dad's dad 100!!! 😁 Wonderful having them about for so long, but possibly some strong genes there! 😂 My dad is 76 and pretty fit and well, still does 5k runs three times a week.

Starbrite, you are doing brilliantly and even £14 a week is better than nothing. Remember that. 

Wow you have some good genes going on there! Seeing my nan struggle has embedded in me

Thank you Drawingaline, I really did think I would have my !!!!!! together by now! funny how things work out or don't work out

Starbrite

Right a back on track post...

Payday, as was ill last week with acute sinusitis , might be when my pension anxiety stemmed from, I only worked the Monday and used a few holiday days, I don't get sick pay. Next week will be tight too.

Rent - £34.53 arrears £180.00

Have a few direct debts coming out and keeping some in the account in case have a shortfall next week as I only worked 3 days this week

£12.36 went into my pension

Starbrite

Have some money 'left over' in the back account, normally i'd send it straight over to the rent arrears. However with the current crazy situation, I think I'll keep it in my account in case its needed in an emergency or something. I can always send it over to the rent at a later date.

I did however pay:

Westcott (MBNA cc) £5.00  - balance £2,930.00

Intrum £1.00 ((Virgin cc) - balance £3,037.00

beanielou

Could you just send a tenner to the rent arrers?

Starbrite

beanielou said:

Could you just send a tenner to the rent arrers?

I have £42.00 and I am thinking a small payment, I get paid tomorrow but it is less pay than usual due to my being ill last week.

Its all so confusing on what is the best thing to do

beanielou

I think even a wee payment is a good idea😊

Starbrite

Payday:

Rent arrears - £181.00 balance + £1.00*

Ebico gas - £10.00, balance £20.00

Tescos cc - £17.00, balance £1,543.00

*yep I am £1.00 in credit whoop whoop, the Halifax refund of £110.84 went onto the rent arrears, so so so happy. One down several more debts to go xx

beanielou

Great news on the rent ~well done.
Gas will be next

Starbrite

beanielou said:

Great news on the rent ~well done.
Gas will be next

Yeah, that will get knocked on the head next week

Then its the £200 extended car warranty

Tescos - £1,560.00

Westcott - MBNA cc - £2,930.00

Intrum - Virgin CC - £3,307.00

And that is it, £7,997.00 I am pretty sure that is it... will have an official count up at the end of the month