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Let's face the music and dance...

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  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Those rent arrears will soon to be in the £200's  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou said:
    Those rent arrears will soon to be in the £200's  :)
    I cannot wait! :) How long until Friday? I am hoping to pay £90.00, my usual £60.00 + the £30.00 I'd paid on council tax
    A friend texted me this morning saying how happy he is going on a ski hol (Austria) I replied with I am over the moon I've paid my council tax for this year!

    Aspiring to be financially independent.... from my parents!
  • Drawingaline
    Drawingaline Posts: 2,988 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Well done on clearing the Council tax! 
    Debt free Feb 2021 🎉
  • Starbrite
    Starbrite Posts: 960 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Apparently the communal areas of my flat didn't get cleaned one week in Feb so my Housing Association have refunded me £1.47! this of course got credited to my account, they can not clean the communal areas anytime they like! every little helps lol

    Rent arrears are now £324.53
    Aspiring to be financially independent.... from my parents!
  • Starbrite
    Starbrite Posts: 960 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Well done on clearing the Council tax! 

    Thank you, I do feel like I need a big Fanfare every time I have got a debt down to zero, does anyone else get this feeling? and you walk around wating to tell anyone who will listen, but you don't as you don't want them to know about such things!
    Aspiring to be financially independent.... from my parents!
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Starbrite said:
    Well done on clearing the Council tax! 

    Thank you, I do feel like I need a big Fanfare every time I have got a debt down to zero, does anyone else get this feeling? and you walk around wating to tell anyone who will listen, but you don't as you don't want them to know about such things!
    I agree, but people generally don't get 'it'!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Drawingaline
    Drawingaline Posts: 2,988 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Starbrite said:
    Well done on clearing the Council tax! 

    Thank you, I do feel like I need a big Fanfare every time I have got a debt down to zero, does anyone else get this feeling? and you walk around wating to tell anyone who will listen, but you don't as you don't want them to know about such things!
    I totally agree! 🎂🎉🎇🎊
    There you go! 
    Debt free Feb 2021 🎉
  • Sarahwithlove
    Sarahwithlove Posts: 3,344 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    You u can tell us and we will celebrate with you. 
    *Dad loan - £5300 - £7200
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£0.00

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £840
    *Total debt - £8040/£11641.17*


    Savings
    *Savings Buffer - £100/£1500
    *Emergency Fund - £1500/£1500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • Starbrite
    Starbrite Posts: 960 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    beanielou said:
    Starbrite said:
    Well done on clearing the Council tax! 

    Thank you, I do feel like I need a big Fanfare every time I have got a debt down to zero, does anyone else get this feeling? and you walk around wating to tell anyone who will listen, but you don't as you don't want them to know about such things!
    I agree, but people generally don't get 'it'!
    No they don't 'get it' maybe there are in dept and have their heads stuck in the sand
    Starbrite said:
    Well done on clearing the Council tax! 

    Thank you, I do feel like I need a big Fanfare every time I have got a debt down to zero, does anyone else get this feeling? and you walk around wating to tell anyone who will listen, but you don't as you don't want them to know about such things!
    I totally agree! 🎂🎉🎇🎊
    There you go! 
    Thank you :)
    You u can tell us and we will celebrate with you. 

    Have a boogie woggie every time a bill is paid in full xx

    I do feel these companies I have debts with should send me cake or a card say congratulations you are no longer in debt with us
    Aspiring to be financially independent.... from my parents!
  • Starbrite
    Starbrite Posts: 960 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Bit of a strange week this week, I've been so ill have had 4 days of work dying on the sofa! I never get ill like this, also discovered Day nurse and Night nurse is so expensive, £16.00 for the two liquid bottles, that is over an hours wage. Why is cost of living so bad?

    Today I have paid:
    Rent £100.00 - I finally made a big payment, £100.00!! I had £10.00 left in my account, then the £30.00 that would have gone to council tax + the usual £60.00... Balance now £224.53 hoping to pay £100.00 next week too
    Gas Ebico - £8.32 balance £40.00
    Water - £25.00 usual monthly payment
    Tesco c/c - £8.89 balance £1,560.00 min payment of £25.00 is due 30 mar, but I thought I pay a bit each week chip away at it and hopefully pay far more than the min payment.
    Aspiring to be financially independent.... from my parents!
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