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The "Save 12k in 2019" Thread

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  • Queen_of_the_Hive
    Queen_of_the_Hive Posts: 1,189 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hello #39 reporting in for November. I've saved £282.48 bringing my total so far this year to £2,216.83. Its been a really difficult year financially so I am pleased at my mini pot. I do however carry debt though not good. I am working really hard daily to get myself in a better financial position. Definately carrying on with this next year!
    2025 financial goals & challenges!

    1). Mortgage (started Jan 2024) £107,542.12 / £122,400.00 Overpayment total: £904.60 (Inc Sprive yr 1 o/p £19.16 & £55.34 reg monthly overpayment) Equity 27%

    2). #7 Save 1p a day challenge 2025 £150/£780

    3). £2109.85/£3000 in Investment ISA (34/50 investments)

    4). Increase cash savings & saving pots

    5). Keep debt to a minimum.

    Favourite quote: 'Life is like a box of chocolates, you never know what you're gunna get!' Forrest Gump
  • ndcroft
    ndcroft Posts: 4 Newbie
    12k for me, sounds great
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Spreadsheet updated :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • delta13
    delta13 Posts: 322 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    I hope there's one for 2020, can't wait :)
    Save £12k in 2022 = £3705.97/ £7,500 (49%)
    Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)

  • Gem-gem
    Gem-gem Posts: 4,626 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 18 November 2019 at 10:03PM
    Good evening,
    I have been missing in action for a while.
    January - posted £50
    Feb - April £0 - went to Dubai and Japan - had a fab time.
    May - October - saved £1000 each month
    November £1450 saved
    Total £7500
    Target £6000. 125% of target so far.
    Will now fill out the forms.
    Gem-gem
    2025 Fashion on a ration 0/66 coupons
    2025 Frugal challenge
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    delta13 wrote: »
    I hope there's one for 2020, can't wait :)
    There will be! I normally do the thread in early December, so will post here when it's up :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • SuperLooperSaver
    SuperLooperSaver Posts: 81 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Hello all from a long time lurker. Looking forward to joining for 2020.

    Well done this year everyone.
  • ilselm
    ilselm Posts: 132 Forumite
    Eighth Anniversary 100 Posts Name Dropper
    #114 here. Form submitted with a £13,065 save for November. Thanks,
  • skid112
    skid112 Posts: 373 Forumite
    Part of the Furniture 100 Posts
    #88 reporting in for November, £2,838.18, bringing my total just above target with December to come.
    All this has come about without including any ISA savings or pension contributions just shows what can actually be done, albeit a hefty chunk from redundancy payment, still managed over 15k and had a lot of travelling too (Off to Japan in January)
    Will attempt next year too, but I am thinking will be a lot lower as I have just commissioned a home to be built in Spain, retired and just going to try and enjoy the spending years!
    Thanks to all who post, I really enjoy reading them, adds an extra spur, plus the tips I have picked up, such as rounding the accounts down and squirreling that money into saving.
    Save 12k in 2020 #19 £12,429.06/£14,000
  • Suffolk_lass
    Suffolk_lass Posts: 10,253 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's a great post skid112 - I love it when our collective contributions and tips help each other. Commissioning a home to be built in Spain sounds very brave to me. We have managed to buy a motorhome...
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
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