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2019 Mortgage-Free Wannabes

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  • Science_mum
    Science_mum Posts: 18 Forumite
    Number 124; sorry to be so late; we were waiting for 2 huge and delayed expenses payments. Our OP for April is 945.73. Thanks all for the continued inspiration, Planning to knuckle down to a frugal May to make sure we can make another OP!
  • becky170
    becky170 Posts: 879 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Hello everyone! It's great to see that some people are at the end of their mortgage free journey. Hopefully that will be me one day!

    Anyway number 7 here with an overpayment of £178 this month, which means that I'm halfway there towards my target for the year. The next half of the year is going to be a harder slog as we'll have two kids in nursery until September and the fees will be eye watering! At least it's only temporary :)
    Mortgage-free wannabe 2025 £571/3000
  • Morning,
    Miserable outside but full of glee inside as we’ve moved a bit of money around to find a £1,000 bonus in the budgets.
    That’s all gone to the mortgage so May OP now stands st £1,300.

    Thanks, MIB x
    MFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k
  • benmclaughlan
    benmclaughlan Posts: 51 Forumite
    Fourth Anniversary 10 Posts Name Dropper Combo Breaker
    #87 another £1050 for April for a monthly total of £1575 and a payment of £550 for May. Thanks Ben
  • Suffolk_lass
    Suffolk_lass Posts: 10,324 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #37 here - our regular OP has been taken and this month the capital part is £466.43. Might manage a bit more at the end of the month but this bit has already gone.
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • Pursey
    Pursey Posts: 291 Forumite
    Part of the Furniture 100 Posts
    #5 here with another £615 overpayment :) Please could you update the spreadsheet for me? Thank you :)
  • Tartan_Mum
    Tartan_Mum Posts: 227 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    #68 reporting in with a May OP of £453.93

    Total for 2019 YTD £1856.64

    ��
    Small OPs are better than no OPs
    Start date - Feb 2018 £231,000 / Apr 2042
    July 2025 £116,950 / Dec 2025
    MFW #60…. Back in for 2025!
  • #56 updating regular monthly overpayment for May
    £781.27

    Unlikely to find any more this month - starting to build up a holiday & insurance fund buffer to enable the regular payments to continue.

    Keep up the good work everyone. I’m starting to work out where I will be in Sept 2023 when I come off my fix and hoping to have around 140k outstanding (my mortgage less my mortgage overpayment pot)

    Still making lots of savings; £300 a month into shares and both have good pension schemes at work; focusing on reducing the monthly payment commitments. It’s satisfying breaking into the next £1,000 and £10,000 barrier
    Mortgages Oct 2020: £308,283 Jul 2021 £286,600 October 2022 £253,456 MFW-22 #9 MFIT-T6 #35
  • Hello,

    I know we are already in May but is it still possible to join the challenge?

    Aiming to overpay £4000 in 2019 - have overpaid by £1090.23 so far this year.

    Thanks,

    More tea please
  • Hettyhound
    Hettyhound Posts: 1,046 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Number 90 making another overpayment of £50 so total so far for May is £250.

    Thanks Julicorn :)
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
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