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2019 Mortgage-Free Wannabes
Comments
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#93 with a May overpayment of £206 :j0
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Hi everyone
#97 checking in with an overpayment for May of £300. This takes my total to £1,350/£2,500
Jan: £460/Mar: £290/Apr: £300/May: £300
Things have changed for me personally and financially, so this may be my last overpayment for a while....I hope to be back very soon, but am not sure when this will be....fingers crossed it won't be long....:(
CS xMortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
2025 MFW #70: £1,974 / £4,000.
Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
Mortgage freedom can’t come soon enough!0 -
Hi all
#60 - overpayment of £450 for May.
Thanks,
LWas MFW#60 - mortgage paid off December 20210 -
No 112 checking in with my usual £999 OP for May
Thanks
New House... New Mortgage! February 2017: £144,000 :eek:
Current Mortgage Balance: £96,440.99
2017 OP's:£5,935 2018 OP's: £11,956.00 2019 OP's: £11,988 2020 OP's: £1,998
Total Debt[STRIKE] £29,209[/STRIKE] £0 :j:j:j Debt free 6/8/160 -
#139 reporting in for the first time :eek:
Just made a payment of £2534 in May so the total overpayment so far is also £2534.
Can't make anymore overpayments now until October, so will report back then!!
Good luck everyone :TMortgage start date Nov 2014 - £90,545 over 25 years
Re-mortgage Oct 2017 - 78,295 over 23 years
Re-mortgage Jan 2020 - 55,000 over 26 years @ 1.94%
Current Mortgage Outstanding Middle December 2020 - £47893.35 - a reduction of £42,652 in just over 6 years!0 -
Bargainhunter30 wrote: »#139 reporting in for the first time :eek:
Just made a payment of £2534 in May so the total overpayment so far is also £2534.
Can't make anymore overpayments now until October, so will report back then!!
Good luck everyone :T
Congratulations on your first update! :heart2:0 -
Number 144 £470 OP please.Original 35 year mortgage: January 2016, £306,000
January 2022 : £198,000 (£30k saving pot split equally between cash and alternative investments)
January 2022: 2x £3k child ISA.0 -
#13 checking in with overpayment of £266 for May.
I think that my target of £10k for the year was a tad ambitious - could I lower it to £5k please Julicorn. That way I won't be showing as 'Must try harder' hopefully...Original Mortgage: February 2010 = £150,000
MFW #13: January 2019 - £126,155
Current Feb 2020 = £118,0130 -
Number 76 reporting in with a further overpayment for May. Other half had a tidy up of accounts and the garden isn't being dealt with until the end of the summer so might as well not sit around not making any interest.
Adding £2025.73 to May's overpayments to make a total of £6889.73 for the month0 -
I missed April but am back on it this month! I'm really happy to have made our yearly target. My partner has got a new job quicker than anticipated. It's on lower pay but will hopefully be less stressful! It also means that we can probably still overpay. I'll leave the target as is for now but may revisit it next month.
#118
May total: £750
2019 total: £4030/£40002019 MFW #118: 9474/4000 | 2020 MFW #112: 2500/2500 | 2021 MFW #21: 1890/1920 | 2022 MFW #NA: 2180/1920 | 2025 rebuilding emergency fund: 2500/90000
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