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2019 Mortgage-Free Wannabes

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Comments

  • MiffyMFW wrote: »
    #132 reporting an OP of £250 (total) for May.

    And a wonderful realisation this morning that we are mortgage neutral with our savings. Much of it tied up in ISA and S&S ISA but neutral all the same. What an amazing feeling!

    What a great feeling.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • charlie792
    charlie792 Posts: 1,744 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    #111

    Reporting a £1000 put into the pot for May.

    Really should have been more but slacking, had a bit of a bump on the car few months ago so that cost me a fair whack, plus realisation we need to start putting more away each month for the wedding as there's only 5 pay days left :eek:
    MFW 2020 #111 Offset Balance £69,394.80/ £69,595.11
    Aug 2014 £114,750 -35 yrs (2049)
    Sept 2016 £104,800
    Nov 2018 £82,500 -24 yrs (2042)

  • julicorn
    julicorn Posts: 2,592 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    charlie792 wrote: »
    #111

    Reporting a £1000 put into the pot for May.

    Really should have been more but slacking, had a bit of a bump on the car few months ago so that cost me a fair whack, plus realisation we need to start putting more away each month for the wedding as there's only 5 pay days left :eek:

    Would you like me to change your target to £15,000, like in your signature? I think you initially said £8,100 of balance reduction so I put that in, but I'm guessing actual OPs are a little easier to track. :)
  • Miss_Pinky
    Miss_Pinky Posts: 56 Forumite
    Fourth Anniversary 10 Posts
    Number 15 checking in albeit very late.

    March and April were tight months and I haven't been able to overpay but May has been more positive! Paid a total of £1200 in May which is hopefully keeping me on track for my target.

    Miss Pinky xxx
    MFW #15
  • jackieblack
    jackieblack Posts: 10,520 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Another £50, making £100 for May ��

    julicorn, could you please also record £50 OP for June as this is included in the direct debit on 1st of the month, I will update with any additional OPs at the end of the month

    Thanks julicorn :T
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £9190
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  • Cherryfudge
    Cherryfudge Posts: 13,355 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    No. 30 here: another £44.44 paid off in May bringing this month's overpayment to £302.95.

    Thanks :)
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • pawlala
    pawlala Posts: 1,432 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #22 reporting total overpayments for May came to £1226.97

    Thanks and have a great weekend everyone! :D
  • Suffolk_lass
    Suffolk_lass Posts: 10,324 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #37 here - our regular capital OP was £466.43. We have now pushed all the Tilly Tidies to the mortgage so our total for May is £1220.34 - thanks julicorn
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • No.58 - total for May is £1003 bringing my annual total to £5929 to date :D
  • Afternoon #28 here with May's op of £182.67.

    I've hit my start of the month mini target, but no more. Still 7 ops to go this year.

    Keep plodding everyone. Every penny makes a difference.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
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