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2019 Mortgage-Free Wannabes

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  • Number 137 checking in - I made a further overpayment of £33.07 in January and £150 for February .. that's £183.07 since last update, giving me a grand total of £273.07/£2500 overpaid so far!
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    #45 checking in
    1st OP of Feb which is just a TT where the interest has been added so to take it to a nice even number a cheeky little £17.00 OP. There will be more to come in a few weeks. :D

    Jan total - £205.34
    Feb total so far - £17.00

    YTD - £222.34
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  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    taka wrote: »
    Hi everyone! Number 126 reporting in with a total of £50.07 for Jan. (2x£2 coins from my food shopping snuck in at the end of Feb!) Also OP'd £33.65 for Feb. Doubt I'll manage much more this month but these combined mean I'm on track for Feb anyway.

    Can I have a smaller number too? I like a tidy spreadsheet too - too many gaps in it at the moment! :p

    Of course - thank you for supporting the 'tidy spreadsheet' cause! :D I've given you #51 now.
  • Hey Julicorn,

    No.74 with February's OP of £1750.

    If it helps further tidy the spreadsheet, I'd be happy to have a lower number.

    All the best,

    US
    Neither a borrower or lender be; for loan oft loses both itself and friend.
  • Please can I join?

    Target £18,000 overpayment

    I paid £9,950 in January and I’m now building up a pot to overpay in my next mortgage year in Sept/Oct. I have a 5% limit so I think the most I can overpay will be £9,250

    I’ll be free from the cap in 2023. I’m trying to save all of my extra overpayments I would make for a lump sum when I’m uncapped!
    Mortgages Oct 2020: £308,283 Jul 2021 £286,600 October 2022 £253,456 MFW-22 #9 MFIT-T6 #35
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Urbanshyne wrote: »
    Hey Julicorn,

    No.74 with February's OP of £1750.

    If it helps further tidy the spreadsheet, I'd be happy to have a lower number.

    All the best,

    US

    Excellent, I've moved you up a notch to #54 :)
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Please can I join?

    Target £18,000 overpayment

    I paid £9,950 in January and I’m now building up a pot to overpay in my next mortgage year in Sept/Oct. I have a 5% limit so I think the most I can overpay will be £9,250

    I’ll be free from the cap in 2023. I’m trying to save all of my extra overpayments I would make for a lump sum when I’m uncapped!

    Welcome to the challenge miss undastood! :) You're #56 now.
  • ilselm
    ilselm Posts: 132 Forumite
    Eighth Anniversary 100 Posts Name Dropper
    Hello. #106 here with another quick February update. Have done some account balancing tonight and transferred a further £88 into the mortgage account. Thanks,

    February total: £1,338
    2019 total: £2,838 / £15,000
  • varfor
    varfor Posts: 53 Forumite
    Eighth Anniversary 10 Posts Photogenic
    #118 here for Feb update. Wife and I have just done our budget for the month and have sent a £500 overpayment. That's probably it for this month!

    Feb total: £500
    2019 total: £1000/£4000
    2019 MFW #118: 9474/4000 | 2020 MFW #112: 2500/2500 | 2021 MFW #21: 1890/1920 | 2022 MFW #NA: 2180/1920 | 2025 rebuilding emergency fund: 2500/9000
  • inigma
    inigma Posts: 201 Forumite
    Part of the Furniture 100 Posts Name Dropper Mortgage-free Glee!
    #71 here, a good month for me, more than I expected, £4,056.00 :)
    06/06/2023 mortgage mort dateJUST BRING IT
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