2019 Mortgage-Free Wannabes
Comments
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Hi Julicorn, small OP for me of £280 for this week, having garage conversion done soon (9k :eek:) so put some of my weekly wage towards that. Hopefully back next week for another OP :T.
Thanks hun xx
(#14)"Don't underestimate the value of financial security"
Wanting to be mortgage free by 45. £155,000 start / £86,880 currently0 -
Hi everyone! Number 126 reporting in with a total of £50.07 for Jan. (2x£2 coins from my food shopping snuck in at the end of Feb!) Also OP'd £33.65 for Feb. Doubt I'll manage much more this month but these combined mean I'm on track for Feb anyway.
Can I have a smaller number too? I like a tidy spreadsheet too - too many gaps in it at the moment!Mortgage free as of 12/08/20!
MFiT-5 no 45You can't fly with one foot on the ground!0 -
Number 137 checking in - I made a further overpayment of £33.07 in January and £150 for February .. that's £183.07 since last update, giving me a grand total of £273.07/£2500 overpaid so far!0
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#45 checking in
1st OP of Feb which is just a TT where the interest has been added so to take it to a nice even number a cheeky little £17.00 OP. There will be more to come in a few weeks.
Jan total - £205.34
Feb total so far - £17.00
YTD - £222.34I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.0 -
Hi everyone! Number 126 reporting in with a total of £50.07 for Jan. (2x£2 coins from my food shopping snuck in at the end of Feb!) Also OP'd £33.65 for Feb. Doubt I'll manage much more this month but these combined mean I'm on track for Feb anyway.
Can I have a smaller number too? I like a tidy spreadsheet too - too many gaps in it at the moment!
Of course - thank you for supporting the 'tidy spreadsheet' cause! I've given you #51 now.Original mortgage: December 2017, £203,495
MFW start: April 2018, £201,800
Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007
Current balance: £217,800 minus £8,300 overpayment savings pot0 -
Hey Julicorn,
No.74 with February's OP of £1750.
If it helps further tidy the spreadsheet, I'd be happy to have a lower number.
All the best,
USNeither a borrower or lender be; for loan oft loses both itself and friend.0 -
Please can I join?
Target £18,000 overpayment
I paid £9,950 in January and I’m now building up a pot to overpay in my next mortgage year in Sept/Oct. I have a 5% limit so I think the most I can overpay will be £9,250
I’ll be free from the cap in 2023. I’m trying to save all of my extra overpayments I would make for a lump sum when I’m uncapped!Mortgages Oct 2020: £308,283 Jul 2021 £286,600 October 2022 £253,456 MFW-22 #9 MFIT-T6 #350 -
Urbanshyne wrote: »Hey Julicorn,
No.74 with February's OP of £1750.
If it helps further tidy the spreadsheet, I'd be happy to have a lower number.
All the best,
US
Excellent, I've moved you up a notch to #54Original mortgage: December 2017, £203,495
MFW start: April 2018, £201,800
Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007
Current balance: £217,800 minus £8,300 overpayment savings pot0 -
miss_undastood wrote: »Please can I join?
Target £18,000 overpayment
I paid £9,950 in January and I’m now building up a pot to overpay in my next mortgage year in Sept/Oct. I have a 5% limit so I think the most I can overpay will be £9,250
I’ll be free from the cap in 2023. I’m trying to save all of my extra overpayments I would make for a lump sum when I’m uncapped!
Welcome to the challenge miss undastood! You're #56 now.Original mortgage: December 2017, £203,495
MFW start: April 2018, £201,800
Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007
Current balance: £217,800 minus £8,300 overpayment savings pot0 -
Hello. #106 here with another quick February update. Have done some account balancing tonight and transferred a further £88 into the mortgage account. Thanks,
February total: £1,338
2019 total: £2,838 / £15,0000
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