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2019 Mortgage-Free Wannabes

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Comments

  • iquit
    iquit Posts: 1,939 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Good morning all

    No.109 with January OP £3500.00 and February OP £3500.00
    2019 MFW No. 74 £13700/£30000 (45.66%)
    12k in 2018 No. 98 £6274.19/£18000 (34.85%)
    BTL (start) £97440.00 (current) £68000.00
    Residential (start) £275000.00 (current) £268000.00
  • cocklesandmussels
    cocklesandmussels Posts: 3 Newbie
    Morning! Slightly late to report, but number 131 reporting another payment of £275 for Jan:
    January total £1050

    Hopefully a bit more in feb!
    Thanks
  • f0xh0les
    f0xh0les Posts: 7,759 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    MrsMouse wrote: »
    Quick question: given interest is usually charged daily on what we owe on our mortgages, is it better to transfer small overpayments (eg under £20) straight into the mortgage account or save them up and pay once you hit, say, £100? I used to save up the smaller amounts on a previous mortgage as it felt to be really scrooge-like/scrimping (I can't think of a better description at the moment) to pay in smaller amounts than that. That sounds a bit ridiculous putting typing it out. I mean, who in a bank is going to look at the figures anyway!


    My DH called me a very rude name (very affectionately) when I told him I had just sent an o/p of £1.28 to tidy down the mortgage to a nice round number. Then when the mortgage was under £100k, I printed out all the mortgage overpayments, stuck it in a card with the question, who is a t*** now?:rotfl:
    See, that's the thing with money, it all adds up, and if your interest is calculated daily, as far as I am concerned, the quicker it goes in, the quicker it comes down. Each to his own, but mine goes in as soon as I have it, even if it is a piddly little amount to some.
    4/10/25Three Years Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
    No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • f0xh0les
    f0xh0les Posts: 7,759 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Announcing my piddly little amount for February!
    £106.95 for #65
    4/10/25Three Years Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
    No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • Schoolworker
    Schoolworker Posts: 499 Forumite
    Seventh Anniversary 100 Posts
    No 72 reporting in of £70 for February overpayment. Not sure if this is it we will see later in the month of I can make more overpayments.
  • utopiah
    utopiah Posts: 316 Forumite
    Part of the Furniture 100 Posts Combo Breaker Mortgage-free Glee!
    #43 overpayment of £700 for february
    Mortgage free 25/9/2019 8years and 7 months early 😁😁😁
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    500 Posts Third Anniversary Name Dropper Mortgage-free Glee!
    edited 4 February 2019 at 3:37PM
    Sorry I've been awol for a few weeks!

    No 76 - Jan total £389; Feb to date £300

    There will be a bit more in Feb but not until later in the month....

    If you need to change my number for the spreadsheet, feel free! ;)
  • julicorn
    julicorn Posts: 2,662 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    squirrelgirl wrote: »
    If you need to change my number for the spreadsheet, feel free! ;)

    Thanks squirrelgirl, I've bumped you up a tad to #58 now :)
  • Miss_Pinky
    Miss_Pinky Posts: 56 Forumite
    Fourth Anniversary 10 Posts
    Hi Folks,
    Just a quick update for Jan: Total over-payment of £1100 for me! :T

    Thank!
    Miss Pinky xx
    MFW #15
  • skye_blue
    skye_blue Posts: 306 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Hi (No 73) here

    Hope everyone is ok

    Please add £50 my 1st payment for Feb (Feb £50)

    Thanks Julicorn
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