2019 Mortgage-Free Wannabes

iquit

Good morning all

No.109 with January OP £3500.00 and February OP £3500.00

cocklesandmussels

Morning! Slightly late to report, but number 131 reporting another payment of £275 for Jan:
January total £1050

Hopefully a bit more in feb!
Thanks

f0xh0les

MrsMouse wrote: »

Quick question: given interest is usually charged daily on what we owe on our mortgages, is it better to transfer small overpayments (eg under £20) straight into the mortgage account or save them up and pay once you hit, say, £100? I used to save up the smaller amounts on a previous mortgage as it felt to be really scrooge-like/scrimping (I can't think of a better description at the moment) to pay in smaller amounts than that. That sounds a bit ridiculous putting typing it out. I mean, who in a bank is going to look at the figures anyway!

My DH called me a very rude name (very affectionately) when I told him I had just sent an o/p of £1.28 to tidy down the mortgage to a nice round number. Then when the mortgage was under £100k, I printed out all the mortgage overpayments, stuck it in a card with the question, who is a t*** now?:rotfl:
See, that's the thing with money, it all adds up, and if your interest is calculated daily, as far as I am concerned, the quicker it goes in, the quicker it comes down. Each to his own, but mine goes in as soon as I have it, even if it is a piddly little amount to some.

f0xh0les

Announcing my piddly little amount for February!
£106.95 for #65

Schoolworker

No 72 reporting in of £70 for February overpayment. Not sure if this is it we will see later in the month of I can make more overpayments.

utopiah

#43 overpayment of £700 for february

[Deleted User]

Sorry I've been awol for a few weeks!

No 76 - Jan total £389; Feb to date £300

There will be a bit more in Feb but not until later in the month....

If you need to change my number for the spreadsheet, feel free!

julicorn

squirrelgirl wrote: »

If you need to change my number for the spreadsheet, feel free!

Thanks squirrelgirl, I've bumped you up a tad to #58 now

Miss_Pinky

Hi Folks,
Just a quick update for Jan: Total over-payment of £1100 for me! :T

Thank!
Miss Pinky xx

skye_blue

Hi (No 73) here

Hope everyone is ok

Please add £50 my 1st payment for Feb (Feb £50)

Thanks Julicorn