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cheque imaging

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  • Terry98
    Terry98 Posts: 1,155 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    edited 5 June 2019 at 6:53AM
    I used the Halifax app to deposit a cheque for the first time at the weekend.

    The cheque took two working days to clear.

    Very impressed!
  • And here we are on the cusp of Q3 2019 and not a word from FirstDirect
  • Robin9
    Robin9 Posts: 12,770 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    OP Ask RBS for a supply of envelopes so you can pay in at a PO counter. The cheque will take a day longer to clear than if you paid it in at a RBS branch.
    Never pay on an estimated bill. Always read and understand your bill
  • sausage_time
    sausage_time Posts: 1,449 Ambassador
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Robin9 wrote: »
    OP Ask RBS for a supply of envelopes so you can pay in at a PO counter. The cheque will take a day longer to clear than if you paid it in at a RBS branch.
    That's assuming they don't lose it. Happened 2/3 cheque deposits for me last year (FD not RBS) - I'll never trust this route again!
    I’m a Forum Ambassador and I support the Forum Team on the Credit CardsSavings & investments, and Budgeting & Bank Accounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
    All views are my own and not the official line of MoneySavingExpert.
  • codetown2
    codetown2 Posts: 21 Forumite
    Sixth Anniversary 10 Posts Combo Breaker
    Can anyone confirm if the TSB banking app allows deposit of checks via a photo/scan?
  • gt94sss2
    gt94sss2 Posts: 6,058 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    codetown2 wrote: »
    Can anyone confirm if the TSB banking app allows deposit of checks via a photo/scan?

    It does not support cheque imaging.
  • Is there an amount limit on cheque imaging with Lloyds Bank?

    Possible incoming cheque for £5000 drawn on a Halifax account to be paid into a Lloyds account using the app. Will need it cleared by Saturday so no point if it defaults to slow service over a certain amount.
  • northwalesd
    northwalesd Posts: 1,314 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Is there an amount limit on cheque imaging with Lloyds Bank?

    Possible incoming cheque for £5000 drawn on a Halifax account to be paid into a Lloyds account using the app. Will need it cleared by Saturday so no point if it defaults to slow service over a certain amount.

    I think it's £500 per cheque, so it probably won't work for your 5k cheque.
  • I think it's £500 per cheque, so it probably won't work for your 5k cheque.

    Fair dos. Thought there would be a limit.
  • Patr100
    Patr100 Posts: 2,773 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    And here we are on the cusp of Q3 2019 and not a word from FirstDirect

    Now into Q4 . I paid some cheques in to a HSBC branch yesterday and the cashier said "IF you do online banking you can pay cheques in "
    I already have the app (as well as use the main site version)
    so I said " Ah..good if that is now available but I have heard nothing , I will check later"
    Of course later , I find there is still no facility for this from FD
    The cashier was wrong, he must have assumed I had a HSBC account which may have that facility.

    When will FD get this sorted?
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