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£29,303...Enough is enough!
Comments
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Eeeekkk...we've accepted an offer on our house. One big step forward to our dream countryside home!!5
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How exciting- hoping the conveyancing process is a smooth one🙂.paydbx2026 #19 £422/£6000 . Mortgage start £148k June 23 - now £135k.
2026 savings challenge £0/£2000 EF £140. Savings 2 £2.173 -
Woohoo congratulations, hope everything goes through ok!
H x3 -
Congratulations! Hope it's smoother than our house move 😁Debt free Feb 2021 🎉3
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Thank you all! I'm feeling a combination of exited and anxious. I have an appointment about the mortgage next Tuesday so will feel a lot happier once that's out of the way. Our last house move was not straightforward so I'm preparing for the worst but hoping for the best.2
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Oh, I think I forgot to say our offer was accepted on 'dream house'.5
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that's a great position to be in, just need to seal the deal now (which will be stressy, but does happen a lot so will work out in the end)I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine2 -
Guess which numpty just fell over whilst out walking the dog?! I was really trying to be good these last few days - upping my water intake, eating more fruit and veg, and getting out for a walk every day. My reward - slipping on some seaweed and landing on the rocks. The only saving grace is that I didn't land on any of the 20 million jellyfish that were surrounding me. I'm feeling really sorry for myself, a bit battered and bruised, as well as really embarrassed. I'm trying not to let it derail my healthier lifestyle though.3
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Oh no….if it’s any help when my (very large) dog was younger she was always pulling me over. I spent more time on my face than upright!Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p13 -
Great news on the housing situation. Hugs about the fall.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.5K Net savings after CCs 11/2/26 (but owed £1.4K) so £2.9K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/262
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