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£29,303...Enough is enough!

17677798182112

Comments

  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,966 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    How exciting- hoping the conveyancing process is a smooth one🙂.
    paydbx2026 #19 £2324/£6000 . Mortgage start £148k June 23 - now £133k.
    2026 savings challenge £0/£2000
    EF £140. Savings 2 £2.17
  • hugglemonster
    hugglemonster Posts: 1,245 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Woohoo congratulations, hope everything goes through ok!

    H x
  • Drawingaline
    Drawingaline Posts: 2,988 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Congratulations! Hope it's smoother than our house move 😁
    Debt free Feb 2021 🎉
  • WelshKitty85
    WelshKitty85 Posts: 1,439 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Thank you all! I'm feeling a combination of exited and anxious. I have an appointment about the mortgage next Tuesday so will feel a lot happier once that's out of the way. Our last house move was not straightforward so I'm preparing for the worst but hoping for the best.
  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    that's a great position to be in, just need to seal the deal now (which will be stressy, but does happen a lot so will work out in the end)
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • WelshKitty85
    WelshKitty85 Posts: 1,439 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Guess which numpty just fell over whilst out walking the dog?! I was really trying to be good these last few days - upping my water intake, eating more fruit and veg, and getting out for a walk every day. My reward - slipping on some seaweed and landing on the rocks. The only saving grace is that I didn't land on any of the 20 million jellyfish that were surrounding me. I'm feeling really sorry for myself, a bit battered and bruised, as well as really embarrassed. I'm trying not to let it derail my healthier lifestyle though.
  • WinterWarrior
    WinterWarrior Posts: 6,113 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Oh no….if it’s any help when my (very large) dog was younger she was always pulling me over. I spent more time on my face than upright! 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • savingholmes
    savingholmes Posts: 29,213 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news on the housing situation. Hugs about the fall. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
    2) £1.8K Net savings after CCs 14/7/26 (but owed £450) so £2.2K
    3) Mortgage neutral by 06/30 (AVC £44.2K + Lump Sums DB £4.6K + (25% of SIPP 1.7K) = 50.5K of £127.5K target 39.6% July 26 (If took bigger lump sum = 72.4K or 56.8%)
    4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
    5) SIPP £5.7K updated 29/5/26
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