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£29,303...Enough is enough!

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Comments

  • hugglemonster
    hugglemonster Posts: 1,245 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Hope you're feeling better now, not surprised you're run down with working so hard and stressed with dh job. All seems to come out at once.

    H x 
  • amber03
    amber03 Posts: 1,360 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Property is going like hot cakes by where I live. Usually on the website there are 5+ pages of property for sale but these last couple of months it’s just 2, mostly retirement flats. Think it’s not paying stamp duty that has helped. Fingers crossed for a quick sale on your house.xx
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lots of exciting news there. Pleased for you
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • WelshKitty85
    WelshKitty85 Posts: 1,439 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    I can't believe it's almost the end of another weekend. Time's just flying at the moment. DH has been in his new job over a month now. His hours are still ridiculously long (but he's been told it will get better from September) but he's being paid really well for it. Although we're still being fairy cautious, it's so nice to be able to do a grocery shop and get little treats for the DCs without worrying how we will pay for it. 

    I've been eyeing up a balance bike for DC3 for a few months and was hoping they'd get reduced. But today we splashed out and spent the full £25 to buy it for him. He's already been practicing in the garden and we'll hopefully get down to the park with it in the week.

    DC2 needs more new shoes so I shopped around online this morning and ordered him a branded pair for £25. They should have been around £50 & were in the sale, I found a code for an extra 20% off then added a pair of socks to the basket get free postage.

    DC1 had apparently told DH that she needs some new clothes so no doubt we'll need to order something for her too.

    We've had 3 viewings on our house so far, but no offers yet. I'm actually a bit surprised we've not had more interest as we're in a high demand area, but hopefully it will happen soon.
  • mark55man
    mark55man Posts: 8,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    that's a really positive post.  good luck with the house, I suspect that there may a slight slack in the market after everyone tried to complete ahead of stamp duty.  well done to your OH I bet he feels good pulling in the extra to help you top up your pots.  Another month of it might pay for xmas, or a break, then he should ease up a bit if possible 
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you have more slack in your budget. You always sound like you are juggling a lot
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • WelshKitty85
    WelshKitty85 Posts: 1,439 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Well that's another week flown by! I'm suffering with a migraine again today. It's eased off now but always leaves me feeling drained. 

    We've had a busy few days with viewings on our house. 3 people seemed genuinely interested but no offers yet. We found our dream home yesterday. We let them know we're interested but obviously need our house to sell to be able to proceed. 

    I'm hoping to make another £2k overpayment on the debt next week so the car finance that we transferred will be less than half of what it was a month ago.
  • missymoo81
    missymoo81 Posts: 8,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hey @WelshKitty85 have just caught up. I’ll keep my fingers crossed for you that your house sells super fast! 
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you sell quickly - especially if you've found somewhere you like. Sounds exciting.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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