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£29,303...Enough is enough!
Comments
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Thanks @Humdinger1 & @mumtoomany
I’ve told the council and got my single person discount. I’m actually due a refund as I’ve overpaid for this financial year but am leaving it on the account to reduce future payments. I’ve also updated UC but the payments have gone down.
I was hoping to have a productive day today but it’s not looking likely at the moment. I had a rubbish nights sleep (I’m in pain after falling down the stairs a few days ago and also had things on my mind) and DC3 is off school and just thrown up on the carpet. As a bare minimum I need to hang some washing and get the house tidied.2 -
Just catching up on your diary Welshkitty and sorry that you have had such a time of it.
I discovered my ex wasn’t who I thought he was…it was a shock and we all dealt with some horrible behaviours but life has been much more peaceful without the ex in our lives.Thinking of you…paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 172 -
Sorry it has been so rough. Best of luck as always.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250
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