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£29,303...Enough is enough!

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Comments

  • WelshKitty85
    WelshKitty85 Posts: 1,439 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Thanks @Humdinger1 & @mumtoomany

    I’ve told the council and got my single person discount. I’m actually due a refund as I’ve overpaid for this financial year but am leaving it on the account to reduce future payments. I’ve also updated UC but the payments have gone down.

    I was hoping to have a productive day today but it’s not looking likely at the moment. I had a rubbish nights sleep (I’m in pain after falling down the stairs a few days ago and also had things on my mind) and DC3 is off school and just thrown up on the carpet. As a bare minimum I need to hang some washing and get the house tidied.
  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,817 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Just catching up on your diary Welshkitty and sorry that you have had such a time of it.

    I discovered my ex wasn’t who I thought he was…it was a shock and we all dealt with some horrible behaviours but life has been much more peaceful without the ex in our lives. 

    Thinking of you…
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000     EF £140. Savings 2 £30.00. 17
  • savingholmes
    savingholmes Posts: 29,065 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry it has been so rough. Best of luck as always. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
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