We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
£29,303...Enough is enough!
Comments
-
Thanks @Humdinger1 & @mumtoomany
I’ve told the council and got my single person discount. I’m actually due a refund as I’ve overpaid for this financial year but am leaving it on the account to reduce future payments. I’ve also updated UC but the payments have gone down.
I was hoping to have a productive day today but it’s not looking likely at the moment. I had a rubbish nights sleep (I’m in pain after falling down the stairs a few days ago and also had things on my mind) and DC3 is off school and just thrown up on the carpet. As a bare minimum I need to hang some washing and get the house tidied.2 -
Just catching up on your diary Welshkitty and sorry that you have had such a time of it.
I discovered my ex wasn’t who I thought he was…it was a shock and we all dealt with some horrible behaviours but life has been much more peaceful without the ex in our lives.Thinking of you…paydbx2026 #19 £422/£6000 . Mortgage start £148k June 23 - now £135k.
2026 savings challenge £0/£2000 EF £140. Savings 2 £2.172 -
Sorry it has been so rough. Best of luck as always.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.4K Banking & Borrowing
- 254.1K Reduce Debt & Boost Income
- 455K Spending & Discounts
- 246.5K Work, Benefits & Business
- 602.8K Mortgages, Homes & Bills
- 178K Life & Family
- 260.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards