📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

£29,303...Enough is enough!

Options
1106107109111112

Comments

  • mumtoomany
    mumtoomany Posts: 1,547 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'm so sorry, @WelshKitty85. What a terrible time for you and your family. Take care of yourself, hugs, mumtoomany.xxx
    Frugal Living Challenge 2025.


  • Please make sure you look after yourself, these things are so tough both physically but mentally as well. 
    April 2020 - £102,222 Loans/CC’s.

    Jan 2022 - £0
    Cleared - £102,222

    Jan 2022 - Now time to build suitable investments and a business!
  • WelshKitty85
    WelshKitty85 Posts: 1,439 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Thanks both. I’ve just had a long soak in the bath and am starting to feel human again. I think I’m going to ask for a sick note and take another week off work though and just take things easy.

    I’ve no idea what our finances are looking like. We had plans to go shopping on my birthday, but with everything that happened only got as far as Tesco. I did get myself a nice jumper dress there though. I’ve since picked up a few more clothes (another jumper dress and a few winter jumpers) as a late birthday treat. 

    Typically, just as I’m trying to take it easy, bookings have picked up on our accommodation again. We’ve got 2 bookings this week and another next week. To be fair, DH had already cleaned and changed the bedding when our last guests checked out so he’s quickly freshened it up and I’ve just given it an inspection. It’s an extra £600 in the pot so can’t afford to turn it down.
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    So sorry to hear your news. It's such a huge loss. Definitely take time off to process and recover. Hugs
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Drawingaline
    Drawingaline Posts: 2,988 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    So sorry to hear this. Make sure you take time to rest.
    Debt free Feb 2021 🎉
  • Sorry to read of your loss. Thinking of you...
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • Thank you all. I spoke to the GP first  thing and she’s signed me off work for a week. Once the DCs were packed off to school I went back to bed for a while. I don’t think I went back to sleep but managed to rest until about 11. 

    The house is upside down at the moment after having the heating system done, and now we’re part way through having the pantry built (by FIL). So DH got on with some painting today whilst I did a little baking (I should earn £7 from a small order being collected tomorrow and we have lots left over for us). I’ve also cleared out the fridge and updated my budget spreadsheet to the end of the year. I don’t want to put pressure on myself to do too much this week but I’ve made of to do list of things I’d like to get done. The major plus side is that DH has seen my list and ticked a few items off with me even having to ask.
  • Humdinger1
    Humdinger1 Posts: 2,295 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    So sorry to hear about your baby @WelshKitty85...speaking from experience, though you miss the one that got away, another does come along surprisingly quickly very often if that's what you want.  Rest and be kind to yourself; well done on the money.  Love Humdinger xx 
  • WelshKitty85
    WelshKitty85 Posts: 1,439 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Thank you @Humdinger1

    DH is asking if I want to try again and doesn’t believe me when I say I don’t know. We weren’t thinking about having another and it wouldn’t be the best timing, but I just don’t know.

    Baking order was collected today for £8 and I’m expecting another £6 for a small order.
  • I’ve had payment for the £6 order too.

    My parents came to see us today and brought me some belated birthday/get well gifts. It was lovely to see them. I sent them home with loads of eggs as our girls are producing more than we know what to do with.

    I had an appointment with the nurse today and my blood pressure is high again. They’re going to monitor it and make a decision next month about what to do.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.