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julicorn's journey
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:beer:Very Belated happy anniversaryMFW Start:[STRIKE] Sep 2014 - £110,844[/STRIKE], July 2019 New Home £190,995 :eek:
Current: £82,999.69, £190,972.18, £188,091.57, £180,026.25
2021MFW #97 OP Goal £296.36/£3000
2020MFW #97 OP Goal £3104.09.09/£3000
2019MFW #109 OP Goal £1024.99/£10000 -
Hi everyone, happy Sunday!
It's been a little while since my last update - what can I say, work has been absolutely manic. Hopefully the next few weeks will be less stressful.
In the meantime, we finished our garden which looks absolutely lovely now, next on the list is our kitchen - new tiles, new unit doors, and new worktops. I can't wait, I think it will be so pretty. Might be a project that needs to be stretched over the next few months though, turns out none of those things are particularly cheap.
Stress at work also meant that I barely did any work on my etsy shop in July (uploaded just 2 more small patterns, barely posted on social media), but it's been my best month so far. It's nice to see that I'm at a point now where I don't need to constantly promote my shop and still get consistent sales! I've now earned enough to need to pay tax on my income as well, but with YNAB it's not too tricky to track that.
This month, we'll hit another mortgage milestone and get under £165k, exciting stuff! We're almost 4 years ahead now as well. Our interest rate increases this month to 1.88% (another 2 year fix), but I feel like that's still a good rate. Probably helps that my parents just told me they funded their house in Germany in the 90s on a 10 year fix, 10% interest rate!
On the less bigger picture 'what's been going on' update, this weekend is Pride weekend here in Brighton. Mr julicorn and I went to watch the parade yesterday, which was just lovely. I also made a meal plan again for the next 2 weeks, you've got to try every now and then, am I right? We also went to Cambridge with my parents a few weekends ago which was lovely, hadn't been there before.
Either way, I hope you all have a great evening and a good start into August0 -
Congratulations on the Etsy shop constant sales, and on the mortgage
plus you've fitted in some lovely things. Pride has such an amazing atmosphere, doesn't it
especially in Brighton!
2023: the year I get to buy a car0 -
Good to see you :wave:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Congratulations on the Etsy shop constant sales, and on the mortgage
plus you've fitted in some lovely things. Pride has such an amazing atmosphere, doesn't it
especially in Brighton!
I hope you are well too!
Good to see you :wave:0 -
Thank you! Pride is one of my favourite weekends of the year, it's just such a nice atmosphere as you say
I hope you are well too!
Thanks beanie! How are you doing? :heart2:
I am plodding on thanksI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Got a pay rise at my job out of the blue today (my boss has been noticing how much I've had to do lately) - might crack open a bottle of bubbly tonight, even if it's a school night! :j0
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Got a pay rise at my job out of the blue today (my boss has been noticing how much I've had to do lately) - might crack open a bottle of bubbly tonight, even if it's a school night! :j
Hurrah :j:j:TI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Got a pay rise at my job out of the blue today (my boss has been noticing how much I've had to do lately) - might crack open a bottle of bubbly tonight, even if it's a school night! :j
Congratulations!
2023: the year I get to buy a car0 -
Thank you both! :heart2: Managed to find a bottle of champagne we got given a little while ago, it's just chilling in the fridge for a tiiiiiiny bit longer!0
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