julicorn's journey

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  • julicorn
    julicorn Posts: 2,283 Forumite
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    Moneyfordreams wrote: »
    All going great :D lovely to catch up. We went to Shubuya to watch Liverpool play football 2005 I think... 5 day flying visit. Great adventure but all on a credit card... It has taken us a long time learn the true cost of things.

    That sounds like quite the adventure, especially for a football match! :j
    Budgeting in advance makes such a difference though, doesn't it? I remember always getting ourselves into slight panic moments just before / after holidays, thinking about how on earth we'll pay for it all. It always worked out, but I can do without the stress.
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • julicorn
    julicorn Posts: 2,283 Forumite
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    doingitanyway wrote: »
    LOL. Just catching up and delurking to say it is reading your diary for that story alone. Hilarious.

    Haha thank you, I've passed on the praise to Mr Julicorn as well :rotfl:
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • Runders
    Runders Posts: 292 Forumite
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    Hey Julicorn,

    I've just caught up on you dairy and oh my, you have done so well with the mortgage balance! You've manage to pay off in the space of a year or so, what took me 5 years to pay off on my place - massive congrats!!!

    Also woot woot for Japan. I went to Disneyland whilst I was out there and it was quite a odd experience seeing a Japanese Mary Poppins. I think DisneySea is more aimed at adults isn't it? My Japanese friends always seem to have a blast when they go there :)
    MFW Start:[STRIKE] Sep 2014 - £110,844[/STRIKE], July 2019 New Home £190,995 :eek:
    Current: £82,999.69, £190,972.18, £188,091.57, £180,026.25
    2021MFW #97 OP Goal £296.36/£3000
    2020MFW #97 OP Goal £3104.09.09/£3000
    2019MFW #109 OP Goal £1024.99/£1000
  • julicorn
    julicorn Posts: 2,283 Forumite
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    Thank you for stopping by Runders, and for the congratulations as well! :heart2: It's really motivating to see other people's progress on here, we definitely wouldn't have been able to pay off this much without this forum.

    Yes, I've heard DisneySea is a bit more aimed at adults as well. Although we're not exactly in it for the wild ride (we both get terrified even with very basic rollercoasters :rotfl: ), I've heard they've got some really cool, more story-focused things there as well. I can't wait, it's going to be so much fun.

    It was Mr Julicorn and my wedding anniversary on Friday (5 years, yay!), but we haven't really been able to spend much time with just the two of us just yet. On Friday, we went out for leaving drinks for one of my colleagues, and yesterday, went to visit another friend/colleague in Eastbourne. But today we're watching Toy Story 4 at the cinema, so hopefully that will be more of a date day than the last 2.

    Hope you all have a lovely weekend!
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • Karmacat
    Karmacat Posts: 39,460 Forumite
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    Congratulations on your anniversary :) hope you have a lovely celebration today.
    2023: the year I get to buy a car
  • julicorn
    julicorn Posts: 2,283 Forumite
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    Karmacat wrote: »
    Congratulations on your anniversary :) hope you have a lovely celebration today.

    Thank you! :heart2:
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • beanielou
    beanielou Posts: 90,529 Ambassador
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    Belated happy anniversary ��
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • julicorn
    julicorn Posts: 2,283 Forumite
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    beanielou wrote: »
    Belated happy anniversary ��

    Thanks so much beanie! :heart2:
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • greent
    greent Posts: 10,671 Forumite
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    Belated congratulations for your anniversary! :) x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • julicorn
    julicorn Posts: 2,283 Forumite
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    greent wrote: »
    Belated congratulations for your anniversary! :) x

    Thank you greent! We really had a lovely anniversary weekend :j
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
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