julicorn's journey

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  • Runders
    Runders Posts: 292 Forumite
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    Hi Julicorn,

    I've just caught up on your diary, sounds like you are doing fab! Congrats on the wrok promotion and the Etsy shop doing well too.

    New kitchen sounds very exciting, I'm currently trying to decide what colour to paint mine in the new house. I may be sneaky and get units professionally resprayed though, I am not sure i have the patience to paint them all myself!
    MFW Start:[STRIKE] Sep 2014 - £110,844[/STRIKE], July 2019 New Home £190,995 :eek:
    Current: £82,999.69, £190,972.18, £188,091.57, £180,026.25
    2021MFW #97 OP Goal £296.36/£3000
    2020MFW #97 OP Goal £3104.09.09/£3000
    2019MFW #109 OP Goal £1024.99/£1000
  • julicorn
    julicorn Posts: 2,283 Forumite
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    Thanks so much for checking in, Runders! It's great timing actually, because today I got a further pay increase (everyone at my work is getting more money, basically, which is fantastic), and we're making good progress with the kitchen too. Fitted one of the worktops and a new sink, and tomorrow we're getting the gas hob disconnected so we can fit the other worktop on the weekend. The plan is to (hopefully) fit the upstands and tile the splashback this weekend too, because next weekend we're going to Germany for my mum's birthday - we shall see how far we get. I'll post an update! :) All the best with your kitchen - what colours are you considering at the moment? We're going a bit wild in hours, but that's a bit of a theme throughout our whole flat tbh. :rotfl:
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • Karmacat
    Karmacat Posts: 39,460 Forumite
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    You're doing so well with the kitchen *and* the salary increases :)
    2023: the year I get to buy a car
  • beanielou
    beanielou Posts: 90,321 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    Great news on more money & the kitchen :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • julicorn
    julicorn Posts: 2,283 Forumite
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    Thank you both! I'm currently not as stressed out at work either which to be honest makes even more of a difference than a bit of extra money and a pretty kitchen. Will post updates on the latter once it's done though :)
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • julicorn
    julicorn Posts: 2,283 Forumite
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    Quick update, just to say that our mortgage is now officially in the £150-thousands (i.e. under £160k) :)

    We're currently in Germany to go on a mini holiday to a lovely northern Bavarian town called Bamberg (much to the amusement of Mr Julicorn, as the 'Bam' is pronounced like 'bum' - hilarity ensued!). Trying to get a little bit more stitching done because I've neglected my etsy shop somewhat (still getting decent sales luckily), but we seem to be spending most of our time eating and drinking instead. Ah well, no complaints here!

    Hope you've all had a lovely start to October :)
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • Karmacat
    Karmacat Posts: 39,460 Forumite
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    I had to go googling after you said that :) my word, its only a UNESCO World Heritage Site! I love Romanesque, I really do. Have a wonderful time there.
    2023: the year I get to buy a car
  • beanielou
    beanielou Posts: 90,321 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    Enjoy muchly :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • julicorn
    julicorn Posts: 2,283 Forumite
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    Thank you both so much! :heart2:
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • greent
    greent Posts: 10,671 Forumite
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    Wiow - just caught up on the last couple of months - pay rises, fab mtge milestones - amazing stuff!! :j :j
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
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