NST May 2018: May the odds be ever in your favour!
in Debt-free wannabe challenges
429 replies 43.6K views
This discussion has been closed.
Latest MSE News and Guides
Did you know there's an MSE app?
It's free & available on iOS & AndroidMSE App
Regifting: good idea or not?
Add your two cents to the discussionMSE Forum
Energy Price Guarantee calculator
How much you'll likely pay from AprilMSE Tools
I have managed my first NSD- I did have hospital parking & I put £1 into a charity tin, as part of my £5 per month. but nothing else.
more gratitude today - it has been a good day- that my son was discharged from the care of his Doctor this morning, they have been keeping an eye on his kidneys for nearly 2 years. I am so chuffed he is done with it all, for the amazing lady who gave my son a sticker at the hospital when he had had enough after a morning of car journeys and sitting around. It made getting him back int he car a much easier task- Isn't it amazing how small acts of kindness can really help your day?:D
Sadly not. These things mean nothing to him. Very MSE though:(
Flowers were not an option as we are both suffering with hayfever.
Plasterer had to look after his son this afternoon. As excuses go it is a good one. If he does not turn up tomorow I will not be happy.
Claiming my first NSD today We went out, but took food from home, made our own coffee and went to a fairly local attraction we have membership of, so no parking costs / entry fee. Had a nice, though chilly, walk with the dog, and enjoyed the spring flowers
Came home, and filled a quiche shell I baked yesterday with odds and ends including leftover ends of cheese, the last 2 cherry tomatoes and the last few frozen mushrooms in the bag (defrosted first). This was fine for dinner, and there will be enough for another day, as it was quite a large quiche and there are only 2 of us to feed tonight
Ran out of paper table napkins (don't use many but useful when grandchildren are messy ). Found some old cloth napkins in a drawer, and going forward, we will be using these instead. Less waste, and I won't have to add napkins to my shopping list :T
Grateful today for spring flowers, our ancient camper van, and the dog, who makes me laugh :rotfl:
Although this has meant that my planned AFD and NSD has been abandoned in favour of buying a celebratory bottle of wine!
Sun Addict - Congratulations.
NSD: 1/19 NSD achieved today.
Donation: Still to do.
Motivation: To be more mindful regarding spending. This is going to be ongoing.
Money: Most of the budget is done.
Me time: Read my book today. Also started to reread Self-care project book. Will try and do other things this months.
Move: Walked to school from bus stop. Also plenty of walking doing errands in school.
Activation: This thread at the moment.
Arm yourself: Will have to stand strong in my quest against consumerism and acquiring more.
You. Grateful for:
Able to book a dental check up during half term.
Feeling ok today.
Having a laugh at work.
Decided to push back the errands for today, that involve spending, to tomorrow when I will hit the shops purposely with a long list.
Dinner was leftovers with a twist and then whilst the oven was on baked a banana loaf and flapjacks for the week ahead.
getting washing dried outside
watching bees on the bluebells in my garden
[/FONT][FONT="]Me[/FONT][FONT="] time:[/FONT][FONT="] Look after yourself. Revive an old hobby. Exam practice. Got stuck in work so too late by the time I got home today. I am shattered so will be off to bed soon.
[/FONT][FONT="]Move[/FONT][FONT="]: I was shattered after work, but dragged myself out into the drizzle to walk the pup. Missed out on a 4 mile training run as I was home too late.
[/FONT][FONT="]Activation[/FONT][FONT="]: What spurs you on to keep on the path? Today I am listening to a podcast by Richard Nicholls, a therapist who has the most uplifting and happy voice. His podcasts always cheer me up.
[/FONT][FONT="]Arm[/FONT][FONT="] yourself [/FONT][FONT="]: Whether you opt to work more or to spend less in order to achieve your goal, stand firm against the naysayers. No spends today, and a couple of extra hours at work.
Planned spends this month - £20 tattoo deposit.
[/FONT][FONT="]You[/FONT][FONT="]. Appreciate what you have. Be grateful. Today I am grateful to leave the office. Been a long stressful shift.
19 NSD: 1/19 NSD Achieved. Good start to the month.
[FONT="][FONT="]Minimalism: [/FONT][FONT="]Day 1, 1 item. - Thrown away a pair of tights I discovered a hole in this morning.
[/FONT] [STRIKE]Foodbank/ charity donation of £5.[/STRIKE] Big bag of dog food donated to the usual C&D home.
[STRIKE]Pay to your debt/savings FIRST and live off the rest.[/STRIKE] Mums DD came out this morning £1800 left.
Plan the month: every single day: what you are doing, what you are eating, especially with the Bank Holidays and half term, birthdays, anniversaries. Birthdays some out of the birthday pot. I have just a £10 to put in a card, and a couple of cards to buy. Other than that, it should be an uneventful month.
Check in every day. Here I am.[/FONT]
EF Challenger #3 £300.51 / £5000
MFW 2023 #100 £2550.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113694.11
Mortgage at 24/01/23 £110707.87