lavander Bee Growing a baby is hard work, getting through it is a fairly big task in itself.
I have managed my first NSD- I did have hospital parking & I put £1 into a charity tin, as part of my £5 per month. but nothing else.
more gratitude today - it has been a good day- that my son was discharged from the care of his Doctor this morning, they have been keeping an eye on his kidneys for nearly 2 years. I am so chuffed he is done with it all, for the amazing lady who gave my son a sticker at the hospital when he had had enough after a morning of car journeys and sitting around. It made getting him back int he car a much easier task- Isn't it amazing how small acts of kindness can really help your day?:D
(Could be he have a surprise when he comes home tonight? )
Rather cheeky plasterer too, has he at least given valid reasons?
Happy Anniversary
Sadly not. These things mean nothing to him. Very MSE though:(
Flowers were not an option as we are both suffering with hayfever.
Plasterer had to look after his son this afternoon. As excuses go it is a good one. If he does not turn up tomorow I will not be happy.
4/10/22 Mortgage? What Mortgage??? Yay! I have an Architect!! NST March Turtle # 13 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 ......... 🐢 No Turtle gets left behind.******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
Evening all
Claiming my first NSD today We went out, but took food from home, made our own coffee and went to a fairly local attraction we have membership of, so no parking costs / entry fee. Had a nice, though chilly, walk with the dog, and enjoyed the spring flowers
Came home, and filled a quiche shell I baked yesterday with odds and ends including leftover ends of cheese, the last 2 cherry tomatoes and the last few frozen mushrooms in the bag (defrosted first). This was fine for dinner, and there will be enough for another day, as it was quite a large quiche and there are only 2 of us to feed tonight
Ran out of paper table napkins (don't use many but useful when grandchildren are messy ). Found some old cloth napkins in a drawer, and going forward, we will be using these instead. Less waste, and I won't have to add napkins to my shopping list :T
Grateful today for spring flowers, our ancient camper van, and the dog, who makes me laugh :rotfl:
f0xh0les - Happy Anniversary. Sun Addict - Congratulations.
NSD: 1/19 NSD achieved today.
Donation: Still to do.
Motivation: To be more mindful regarding spending. This is going to be ongoing.
Money: Most of the budget is done.
Me time: Read my book today. Also started to reread Self-care project book. Will try and do other things this months.
Move: Walked to school from bus stop. Also plenty of walking doing errands in school.
Activation: This thread at the moment.
Arm yourself: Will have to stand strong in my quest against consumerism and acquiring more.
You. Grateful for:
Able to book a dental check up during half term.
Feeling ok today.
Having a laugh at work.
Frugal Living Challenge 2023Mortgage free as of 1st August 2013
Today I am grateful for a dry day, for my counsellor, for my kettlebell session (it's one with overhead squats and windmills - sooo tricky), for dd + friend loving my ginger biscuits, for dh having a successful day out, for a chat with a friend, for yummy food, for the interweb.
First check in for the month and NSD #1/19.
Decided to push back the errands for today, that involve spending, to tomorrow when I will hit the shops purposely with a long list.
Dinner was leftovers with a twist and then whilst the oven was on baked a banana loaf and flapjacks for the week ahead.
Grateful for
getting washing dried outside
watching bees on the bluebells in my garden
Groceries: Personal Spend: 0 NST NSD Goals for 2022:Self: Health: Wealth :
[FONT="]Money[/FONT][FONT="]: [/FONT][FONT="]know your income and outgoings. First of the month, and most of my DD's have come out. Spreadsheets updated.
[/FONT][FONT="]Me[/FONT][FONT="] time:[/FONT][FONT="] Look after yourself. Revive an old hobby. Exam practice. Got stuck in work so too late by the time I got home today. I am shattered so will be off to bed soon.
[/FONT][FONT="]Move[/FONT][FONT="]: I was shattered after work, but dragged myself out into the drizzle to walk the pup. Missed out on a 4 mile training run as I was home too late.
[/FONT][FONT="]Activation[/FONT][FONT="]: What spurs you on to keep on the path? Today I am listening to a podcast by Richard Nicholls, a therapist who has the most uplifting and happy voice. His podcasts always cheer me up.
[/FONT][FONT="]Arm[/FONT][FONT="] yourself [/FONT][FONT="]: Whether you opt to work more or to spend less in order to achieve your goal, stand firm against the naysayers. No spends today, and a couple of extra hours at work.
Planned spends this month - £20 tattoo deposit.
[/FONT][FONT="]
[/FONT][FONT="]You[/FONT][FONT="]. Appreciate what you have. Be grateful. Today I am grateful to leave the office. Been a long stressful shift.
[/FONT][FONT="] 19 NSD: 1/19 NSD Achieved. Good start to the month. [/FONT]
[FONT="][FONT="]Minimalism:[/FONT][FONT="]Day 1, 1 item. - Thrown away a pair of tights I discovered a hole in this morning.
[/FONT] [STRIKE]Foodbank/ charity donation of £5.[/STRIKE] Big bag of dog food donated to the usual C&D home.
[STRIKE]Pay to your debt/savings FIRST and live off the rest.[/STRIKE] Mums DD came out this morning £1800 left.
Plan the month: every single day: what you are doing, what you are eating, especially with the Bank Holidays and half term, birthdays, anniversaries. Birthdays some out of the birthday pot. I have just a £10 to put in a card, and a couple of cards to buy. Other than that, it should be an uneventful month.
Check in every day. Here I am.[/FONT]
Replies
I have managed my first NSD- I did have hospital parking & I put £1 into a charity tin, as part of my £5 per month. but nothing else.
more gratitude today - it has been a good day- that my son was discharged from the care of his Doctor this morning, they have been keeping an eye on his kidneys for nearly 2 years. I am so chuffed he is done with it all, for the amazing lady who gave my son a sticker at the hospital when he had had enough after a morning of car journeys and sitting around. It made getting him back int he car a much easier task- Isn't it amazing how small acts of kindness can really help your day?:D
Sadly not. These things mean nothing to him. Very MSE though:(
Flowers were not an option as we are both suffering with hayfever.
Plasterer had to look after his son this afternoon. As excuses go it is a good one. If he does not turn up tomorow I will not be happy.
Claiming my first NSD today
Came home, and filled a quiche shell I baked yesterday with odds and ends including leftover ends of cheese, the last 2 cherry tomatoes and the last few frozen mushrooms in the bag (defrosted first). This was fine for dinner, and there will be enough for another day, as it was quite a large quiche and there are only 2 of us to feed tonight
Ran out of paper table napkins (don't use many but useful when grandchildren are messy
Grateful today for spring flowers, our ancient camper van, and the dog, who makes me laugh :rotfl:
Although this has meant that my planned AFD and NSD has been abandoned in favour of buying a celebratory bottle of wine!
Sun Addict - Congratulations.
NSD: 1/19 NSD achieved today.
Donation: Still to do.
Motivation: To be more mindful regarding spending. This is going to be ongoing.
Money: Most of the budget is done.
Me time: Read my book today. Also started to reread Self-care project book. Will try and do other things this months.
Move: Walked to school from bus stop. Also plenty of walking doing errands in school.
Activation: This thread at the moment.
Arm yourself: Will have to stand strong in my quest against consumerism and acquiring more.
You. Grateful for:
Able to book a dental check up during half term.
Feeling ok today.
Having a laugh at work.
Decided to push back the errands for today, that involve spending, to tomorrow when I will hit the shops purposely with a long list.
Dinner was leftovers with a twist and then whilst the oven was on baked a banana loaf and flapjacks for the week ahead.
Grateful for
getting washing dried outside
watching bees on the bluebells in my garden
[/FONT][FONT="]Me[/FONT][FONT="] time:[/FONT][FONT="] Look after yourself. Revive an old hobby. Exam practice. Got stuck in work so too late by the time I got home today. I am shattered so will be off to bed soon.
[/FONT][FONT="]Move[/FONT][FONT="]: I was shattered after work, but dragged myself out into the drizzle to walk the pup. Missed out on a 4 mile training run as I was home too late.
[/FONT][FONT="]Activation[/FONT][FONT="]: What spurs you on to keep on the path? Today I am listening to a podcast by Richard Nicholls, a therapist who has the most uplifting and happy voice. His podcasts always cheer me up.
[/FONT][FONT="]Arm[/FONT][FONT="] yourself [/FONT][FONT="]: Whether you opt to work more or to spend less in order to achieve your goal, stand firm against the naysayers. No spends today, and a couple of extra hours at work.
Planned spends this month - £20 tattoo deposit.
[/FONT][FONT="]
[/FONT][FONT="]You[/FONT][FONT="]. Appreciate what you have. Be grateful. Today I am grateful to leave the office. Been a long stressful shift.
[/FONT][FONT="]
19 NSD: 1/19 NSD Achieved. Good start to the month.
[/FONT]
[FONT="][FONT="]Minimalism: [/FONT][FONT="]Day 1, 1 item. - Thrown away a pair of tights I discovered a hole in this morning.
[/FONT] [STRIKE]Foodbank/ charity donation of £5.[/STRIKE] Big bag of dog food donated to the usual C&D home.
[STRIKE]Pay to your debt/savings FIRST and live off the rest.[/STRIKE] Mums DD came out this morning £1800 left.
Plan the month: every single day: what you are doing, what you are eating, especially with the Bank Holidays and half term, birthdays, anniversaries. Birthdays some out of the birthday pot. I have just a £10 to put in a card, and a couple of cards to buy. Other than that, it should be an uneventful month.
Check in every day. Here I am.[/FONT]
EF Challenger #3 £300.51 / £5000
MFW 2023 #100 £2550.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113694.11
Mortgage at 24/01/23 £110707.87