NST May 2018: May the odds be ever in your favour!
in Debt-free wannabe challenges
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Have got a friend of daughter who is between jobs helping in the garden so by the end of the summer one third will be done. Have bought a bench so we can sit outside and watch as the garden takes shape and I can rest and pace myself out there.
Hugs for those who need them and a me hug for me.
My mantra is After I ....I will. eg After I make my morning coffee, I will take my medication. Eventually this will become a habit,
You're in luck - it's only 19 NSD this month!!!
May it be a month of transformation for us all.
May we make good choices.
May we invest in ourselves.
May we never give up.
Today should be NSD #1/19.
Budgets for the month are
130 fuel , 128 spends :eek: This is much much lower than usual but, for those not on April's thread, we paid car insurance, 2x annual Tax & my MOT is due Friday. Hub & I decided we would rather be skint for one month rather than eek it out. Lots of yummy food in the cupboards & I have lots of free activities planned & some prepaid ones
I am hoping to get my groceries in at £15 a week for at least 2 weeks. I am planning a lot of reduced shopping
Put my name down for race for life in July last night. I had a code to enter free. :j This means I can do something good without it breaking the bank. I'd like to raise £100 & my friend and I are gonna start running together to train.
So much to be grateful for- the free baby group me & the boys went to yesterday, it even included a snack and a hot cup of tea for my friend & I agreeing that she would help me to run & I will show her how to reduce shop :T & for my baby boy chattering away to be :A
Today should be NSD 1. I went shopping everyday last week and some of it I wasnt fully aware of! So i need to control myself. I want to cut down my shopping to once a week for my own sanity. I was going to jump on the bus and go into Glastonbury today as they throw a massive celebration for Beltane which is always a site to behold but, I have woken up washed out and a bit hermit like today. I will plan my budgets later and update.
Hope everyone has a lovely day!
Forgot milk in my shop yesterday, so first SFD lost . Then DD got the sign up sheet for the nursery football through today, to be paid today, another £27 pounds. Also got the nursery bill through which was £30 more expensive as thought as there a some non-funding days this month I forgot about.
Plus DS has the official school opening BBQ today (new built school) with cake stalls etc and parents are invited. On a Tuesday at half 2???? :mad:. Why can't they have something that important like the official opening of the school with open day and a bbq on the weekend. People work and we already had to take three days of this month for inservice and holidays where we don't have any other cover. Sorry rant over, just sorry that we miss that as so many other things that just don't take consideration for working parents.
Anyway, it's lovely and sunny today and I will not let this get me down on the first of the month.
The plasterer cancelled on Monday for Tuesday, then cancelled Tues AM for PM then just cancelled PM for Wednesday at 12.00.
Annoying?? Not in the whole scheme of things, you see......
Today is our 20th Wedding Anniversary and DH has no idea.
He has not remembered.
Nevermind. - these things are not on his radar.
Grateful for the sunshine, a full pantry, a new month, lots of good (bad) books to read, having a plan.
(Could be he have a surprise when he comes home tonight? )
Rather cheeky plasterer too, has he at least given valid reasons?
Motivation[FONT="]:[/FONT][FONT="] To ease myself into a low-spending year whilst we get ourselves sorted in our new life. This month will see my last full payslip for many years (:eek:), I have been trying to squirrel away as much as possible to ease the shortfall of the coming 12 months (hubby does have everything we need put aside with more to spare, but this is my last hurrah at my own economic contribution)
[/FONT][FONT="]Money[/FONT][FONT="]: [/FONT][FONT="]Budgets set:[/FONT]
[FONT="]Personal: £22.04 (do not forget the 4p!) in personal account, £1.50 in purse = £23.54[/FONT]
[FONT="]Diesel: £30.00 (maternity leave starts later this month which will save money commuting, I have just under half a tank left from last month too)
[/FONT][FONT="]Me[/FONT][FONT="] time:[/FONT][FONT="] Very grateful for last month's thread focussing me - I have picked up my knitting needles again. I'm not very good, but found I do have the skills to cobble together some basic items for little one. A useful hobby! I hate sitting down and am missing my full on training regime, but I can get absorbed in this.
[/FONT][FONT="]Move[/FONT][FONT="]: This is an issue. Back/hips/pelvis are kaput and I've gone from endurance athlete and weightlifter to having to get everything delivered and only travel when I can park nearby. However I do have some safe Pilates exercises, and I can still do full press ups with my feet raised so I don't hit my bump. Will do these daily.
[/FONT][FONT="]Activation[/FONT][FONT="]: Like a lot of others - it's MSE keeping me on the straight and narrow
[/FONT][FONT="]Arm[/FONT][FONT="] yourself [/FONT][FONT="]: I love this. I am not fatally short of anything; I do not need to buy anymore. Last month I used money leftover from budgets to purchase cloth nappies and cloth sanitary pads - more things not to regularly spend on and less waste for the world. I have a very small budget for personal spends this month - partly because after this month I will not have a personal budget at all. Things I may purchase this month are some haberdashery items for my knitting and sewing, which is all to make practical things for little one that they're going to need (buttons and poppers for cardigans, elastic for 'cloth nappy friendly' bottoms).[/FONT][FONT="]
[/FONT][FONT="]You[/FONT][FONT="]. I like practicing the daily gratitudes from doing these challenges. Sometimes I find them where I think there are none. Other than that, I'm just getting through by doing what I need to do to finish growing this baby![/FONT]