We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Being called frugal is the best compliment
Options
Comments
-
Yes - I think with surveys it's a matter of how much free time you have, how much you get screened out - and probably how desperate you are for money. I stopped as it wasn't the best use of my free time. I'd be tempted by the receipt scanning apps but shop mostly online so don't think that would work for me either.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/250 -
I agree with you @savingholmes. I only do Populus surveys and also do Shop and Scan - both shopping and Petrol Panel. Used to do their Food on the Go as well but seemed pointless as never really bought stuff while I was out and about, even when I was working. I think I used to scan a packet of polos about once a fortnight!
1 -
With Shoppix you can email over receipts for online purchases which I have done a few times.
🎊Debt Free 8 Jan 2022[/center]🎉
Language Learners Chat- Portuguese1 -
I might look into that at some point then.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/250 -
Windy Wednesday Have managed another sale today, very pleased about that and glad to have another item out of the house. I had an interview yesterday and another scheduled for tomorrow. I should get some news about at least two of the jobs tomorrow or Friday. It would be good to know where I stand as we near the end of the year. I am itching to get rid of the rest of the debt and have been running the numbers. I have worked out that if I use my settlement money to clear the debts, I can accept a lower paying (less stressful) job, pay all bills and put a good chunk away to EF and savings pots every month. Although I do not have a job I will still keep to my old pay day of 28th. This was my bill paying/budget day and I don't want to get out of the habit in case I miss a payment and ruin my credit report completely.
Exercise - To do
Prolific £3.13/£2.42 pending
Panel Op £8.40/£10
Vyper 7520/10000
Qmee £2.91/£10
Populus 33/50
YouGov 4855/5000
Shoppix 2250/3200
Storewards 9140/55,000
Sales £71/£30 pending
🎊Debt Free 8 Jan 2022[/center]🎉
Language Learners Chat- Portuguese1 -
Hope you get the news you want on the jobs and that the next interviews go well.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/251 -
Thank you @savingholmes, after feeling like I have been stuck in a rut for years new and exciting things are around the corner.🎊Debt Free 8 Jan 2022[/center]🎉
Language Learners Chat- Portuguese2 -
Another day and another interview, this went well but the salary was far below the minimum I would accept. I won’t feel bad when I turn it down as I have had a great job offer to start next month!
So happy 😁 and relieved, debt freedom here we come!🎊Debt Free 8 Jan 2022[/center]🎉
Language Learners Chat- Portuguese1 -
Fabulous news. Congratulations. Hope you are dancing!!
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/251 -
Good newsI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards