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All change..... Determined to be solvent, single and successful
Comments
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Well done you for being tough MTdebt consolidated 16/8/18 £9,788.01/£12,618.12
(Total debt at LBM 1st Jan '18 c..£19.5k)
EF/FIT savings £97.24 Other Savings £12.17 House Deposit £4,762.64/£20,000 23.8%0 -
Well, if he's making an effort then that is a good change. And the least that you deserve. Good that you have plans for the weekend however so that you can have some breathing space and it isn't just you having to be strong.
Hope today is a good day.LD 12.25 £1600.00/£0700.00 Fn £274.00 LTFn £525 LLTFn £300
Renewal 25 £500.00/£500.00 InsH 12.25 £600/£600.00 InsP 03.26 £150/£150.00
NPt 12.25 £150.00/£051.50 Ins/TC 02.26 £550/£470.00
YX25 £1500/£0750 FD £3600/£0600
PX25 £1500/£0625 P6m £1200/£0800 PEa £100/£0600 -
Morning all - was absolutely shattered last night. Went to bed at 9.30, which is unheard of for me. Feel a bit better today but could have done with another couple of hours....
Nothing much to report on the OH front - didn't speak to him yesterday and only had one grumpy text. Leaving him to it. I'm not going to fuss around him.
It's a really long day today - awards evening at school - so won't be home until 8.30 earliest
Been up early to give the dog a good walk - usually I'd ask OH to walk him after work if I'm really late but I'm not going to ask. Will text my neighbour and ask him to let him out into the garden for a while this afternoon - better than nothing and I'll give him a good walk as soon as I get home. Not ideal but it's a one off.
Right better get ready for the longest day ever......0 -
Hello again!
It's been a manic end to the week - awards evening on Wednesday evening that went on forever, saw OH briefly for peace talks on Thursday evening (more on that in a minute), then after what felt like the longest week ever at work my family arrived on Friday just as I got home from work.
Did a mega day of Christmas shopping yesterday with my mum and sister - they've now pretty much finished their shopping and I've done about half. All the family stuff except dad is now bought and stashed. I got bought some lovely presents too for my birthday and Xmas but won't get them until Xmas day (birthday on 22nd December) including two coats (a smart casual one and a proper winter coat in pale grey), a lovely pair of dark brown leather boots, a red handbag and a wrap thing. All things that I liked and need.
I also bought a few bits and pieces for myself including a pair a pale brown suede ankle boots reduced from £69 to £30, a couple of tops in the sale and two casual sweatshirt hoodie type tops for walking the dog and pottering about. Two items to take back too - a dress that's horrible on and a top that I'm not sure is really me. Will pop in on the way home from work one day this week when I'm passing. There's no way I'm going back on the weekend again - it was heaving!!
I've transferred the money for the presents from the Xmas account so no unplanned outlay there and will move some money from my contingency account for the clothes etc.
I got paid on Thursday and have moved some money around into various savings accounts and paid the bills and I've done the budgets for the month.
Did the shopping at sainsburys yesterday too ( to escape family for an hour!) and spent £50 but that did include some hair dye and plenty of toiletries). The grocery budget for the 4 weeks of the month is £200 so I'm within budget for the first week so far.
My family have now gone home and I've spent an hour putting my house back to normal and cleaning (how do they make so much mess?) and it feels like home again. Also taken the dog to the park for a trot about.
Felt a bit fed up this weekend - think the stresses of visitors, the OH situation and a very hectic week at work have caught up a little bit. Had a half hour sulk this morning then decided to get a grip and go for a run in the sunshine. 5km done and a little bit faster than last weekend so it was worth going and feel a bit more positive now.
With regards to the OH situation.... He came round for an hour on Thursday evening on his way home from work at 8.30 pm and looked dreadful. The last two weeks at work have really taken a toll on him - he's had a torrid time and it shows. It doesn't excuse his behaviour towards me but I think he's struggled with things and our relationship issues (caused by his moodiness and isolation) haven't helped. He did apologise and wanted to put it behind us. It hasn't helped that my family were here this weekend and we haven't had any time together to try to sort things out - we need to have a frank conversation....
I'm supposed to be seeing him this afternoon - we'll see how that goes....
I have a few things to do including dyeing my roots (again!) and a bit of maintainence preening - looking and feeling old, tatty and fatbut otherwise not much planned - I did the vast majority of school work for the coming week last week, there's a bit of marking to do if I feel the urge but it shouldn't take more than an hour.
Right, it's time to make myself feel better..... Hair, bath, face mask, nails and defuzz coming up.....0 -
Went over to OHs at about 2pm, we had a big talk and sorted some things out. Had a nice afternoon and evening and he was really trying hard to make things up to me properly. We'll see if it lasts - fingers crossed.
Just come home to get ready for work tomorrow - I'm in school in the morning and off site at a meeting in the afternoon - not sure how long it will last - if it goes on a bit I'll hopefully be able to come straight home afterwards and not go back to work for the usual Monday meeting after school.
Going to order a few bits from Amazon for Xmas presents (from the Xmas budget), make a packed lunch and watch a bit of the jungle (wonder what it will be like without Ant?) then try for an early night. My mother brought me some calcium, magnesium and multi vitamin tablets - she thinks I'm run down (!) and that the magnesium will help me sleep, she's read that somewhere... I've just taken them all so am anticipating being a new woman by the morning0 -
Well I'm not a new woman but I did sleep a bit better - feel more settled and rested.
Just back from dog walking and just about to jump in the shower before launching into another working week. 5 more weeks to go until the Xmas holidays.....not that I'm counting
Have a little list of things to get done this week - will post them later to keep me on track.
Right better get myself sorted.....0 -
A really busy day!
Was in work until after lunch duty then went off site to a potentially tricky meeting that went fairly well. Left there at 4pm, came home and picked the dog up and took him to the park as it was getting dark. Then a quick whizz over to the vet to pick up the dog's tablets (£70 worse off but budgeted for and he's worth it), then to the doctors to drop off my repeat prescription then to the little tesco for bits for the dog.
I've also arranged pick up of the old sofas - the British Heart Foundation are going to take them, hopefully on the day that the new ones arrive. Then cleaned the bathrooms after a quick bath and got clothes ready for tomorrow and tidied the bedroom. Have also stripped a chicken carcass for the dog's breakfast rather than chuck it in the bin because I don't like touching it, and done two loads of washing.
Bit tired now!
Going to watch a bit of telly, speak to OH and have an early night. I have some marking to do but just can't be bothered tonight, I can do it tomorrow during some free lessons, hopefully. Might have a think and browse for Dad's Xmas present - sadly lacking in inspiration at the moment though0 -
I'm glad things are improving MT0
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Glas that you're getting on with things, and that things are improving.
One of my girlfriends shares your hatred of touching meat on the bone, she gets round it by using a pair of rubber gloves or those CSI ones, might that be helpful?
And I think your Mum might have a point, and extra vitamins can't but help during the winter months anyway.LD 12.25 £1600.00/£0700.00 Fn £274.00 LTFn £525 LLTFn £300
Renewal 25 £500.00/£500.00 InsH 12.25 £600/£600.00 InsP 03.26 £150/£150.00
NPt 12.25 £150.00/£051.50 Ins/TC 02.26 £550/£470.00
YX25 £1500/£0750 FD £3600/£0600
PX25 £1500/£0625 P6m £1200/£0800 PEa £100/£0600 -
I wouldn't be surprised if you're a bit run down - you're always on the go, and you must be shattered... Plus you have your meds etc which will be affecting you in some way. No harm in a few supplements though.Not giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=10
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