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NST April 2018: April Fool's Challenge
Comments
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A - 17/15 NSD achieved today.
R - Done.
I - Read a small bit of my book, wordsearch and mindfulness colouring.
L -Put coconut oil on and some perfume. Also put on lavender oil into the burner this evening.
F - Walked from school to bus stop after work.
O - Done.
O - Still ongoing.
L - Ok with social media today.
S - Grateful for:
Line manager letting me go home the time I should have finished, as I was having a bad day with my depression.
Having a chilled out evening.
Opening the windows this evening as the weather is reasonable.Frugal Living Challenge 2025 Mortgage free as of 1st August 20130 -
Failed to check in yesterday, it was a spend day on a planned meal out, hospital parking, and 2 items from Sainsbury's local (preggo cravings, healthy ones
). NSD today.
Groceries: £109.51/£200
Personal: £65/£80
Presents: £17.20/£15
Diesel: £51.06/£60
NSDs: 16/18
Only planning to spend on Sunday now, just going to use my leftover personal spending money for boring, practical, hospital bag bits.
Sounds awful but I'm struggling for gratitudes, sickness and insomnia are wearing me downbeen going to work as soon as the office is open as not sleeping is boring. That does mean I'm getting lots done - that's a gratitude! Hooray!
0 -
Hello,
A - Managed 12 NSDs this month
P - We have no debts to pay but all household DDs up to date etc
R - Failed this month but I'm in for May
Interests -- This month I have enjoyed day trips out as a family, walking, meeting family and reading
L - I have also enjoyed looking after myself. Doing simple things like having a shower in the morning before the kids wake up, has done me the world of good. I also treated myself to some new clothes (planned for)
F - I have loved the sunshine, gardening and visiting the park
O - 3 month emergency fund goal reached early and in the process of doing May budget
S - Today I am grateful for:
- My fantastic Husband
- The sunshine
- Working part time after returning to wrk from maternity
- Finding a lovely nursery
- Payday number 1 tomorrow
XxxI am now debt free:T - 20/03/18. Whatever your situation - just.keep.going!
[STRIKE][/STRIKE][STRIKE][/STRIKE]EF £1000/£1000 goal
[STRIKE][/STRIKE][STRIKE][/STRIKE]CHILDCARE Savings goal £600/£600
EF 3 month goal £2,000/£3,500
HOUSE DEPOSIT £0/£20,0000 -
Evening all.
Was supposed to have a music lesson today, but tutor forgot about me so rescheduled for tomorrow.
Had a PT session at the gym, they have a new machine to measure your body fat % etc and a fitness test. My heart rate recovery is awesome, but everything else needs work :rotfl:
Aim for at least [STRIKE]15[/STRIKE] 22 NSDs. 17/22 NSDs. No spends today.
[STRIKE]Pay to your debt first.[/STRIKE]Mums monthly payment made.
Report in every day. Back again
Interests - Gaming. Played a new game with my bestie today. You both have different parts to the same puzzle and have to co-op to work it out. I love a good puzzle game.
Love yourself. Really enjoyed my PT today.
Find time to get outside. Strolled into town and back.
Overpay - More surveys.
Organise your month. Nothing planned for the rest of the month.
Lose one bad habit. - Not practicing my sax. Tutor forgot about me
Sign off with a gratitude. Today I am grateful for a day off. It was much needed.Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
Evening everyone,
Yesterday - was on a half day at work, went to the cinema in the afternoon with my sis and spent £9.40 (£321.08/£350). Cashed out 65p from Qmee (£80.78/£93) and sent £1.64 each to the holiday savings (£391.72/£500) and full and final fund (£180.36/£2100). Read a bit of my book.
Today - little one is unwell so stayed at home. NSD #10 achieved. Did a wash, grabbed a shower, read my book and studied a little.VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£2000 -
NSDs - 16/15
Report - 26/30
Interests - no walk
Love - usual perfume, got a wedding next weekend so going to see if I can get a hair appointment for next week and maybe get my eyebrows done too
Outside - no, gutted as it was a gorgeous day and I missed it all sleeping
Organise - payday is herestill to finish the budget
Overpay - no
Bad habit -slight fail at this one today
Gratitudes - getting heaps done at work, leftover curry for tea, just over 5 hours of work to go and then off until 8am MondayMortgage 26.4.25 - £108,500 1.9.25 - £106,033.77
Mortgage overpayment savings - £0.35/£50
Mortgage overpayments so far - £738.970 -
Kerry_Woman wrote: »
Grateful for:
Line manager letting me go home the time I should have finished, as I was having a bad day with my depression.
Hope you are OK Kerry Woman
Take care.0 -
I just bought my first 3 Christmas gifts. Feeling super organised
Is it too early? Obviously not, the countdown begins, only 242 days left people!:rotfl:
:xmassmile:xmassmile:xmassmile:
:snow_grin:snow_grin:santa2:
:xmassign: :rotfl::rotfl::rotfl::rotfl:4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******0 -
Foxholes I always start mine ridiculously early. I don't put my Decorations up yet though :rotfl::rotfl:0
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Hi all
A- today is a spend day - I am getting my hair cut. I am Hoping that that is it for this weekend though
P- budgets will be set when I get paid this afternoon. I am dreading it :eek: Car insurance, 2 lots of tax and a 1200 childcare bill makes for a miserable mobth. I also spent 75 in Aldi last night, my biggest ever since I was converted from Tesco. However I needed a lot of store cupboard items , flour , jam sugar , etc. I also bought some nice Mexican food for when hub gets home. We were planning a take away but decided this was more sensible
R- hello
I- just making Jam this afternoon
L- just getting hair cut & having a chilled day.
F- went out in the garden this morning- planning to go to an English Heritage place tomorrow.
O- sitting my house / paying bills & catching up from a week at work today.
O- not sure I can over pay this month but I will be looking to keep sticking coins in our coin jar
L- will be keeping an eye on phone use
S- grateful for- my son asking for "crumpins" for breakfast, for my boys little table , given to them by my friend.they use it alll the time & for my brother , we are so close even though he's abroad0
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