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NST April 2018: April Fool's Challenge
Comments
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NSD 12/18 for me. Should make my target :T I actually have cash in my purse for once, I might see if I can just use that until the end of the month, it would be an interesting mini challenge (not sure how much is there though).
Grateful for:
- The existence of rocket leaves
- Healthy pregnancy cravings
- Productive day at work
- This thread for keeping me on track0 -
A - 12/15 NSD achieved today.
R - Done.
I - Read book before work and during lunch time.
L - Used coconut oil on my skin and put on perfume.
F - Walked to and from bus stop to/from work.
O - Done.
O - Still ongoing.
L - Ok with social media today.
S - Grateful for:
Got a cotton bag with my reading book and a few other things back, after I accidently left it on a bus. Waited at the bus stop near me for bus to make it's return journey.
For the bus driver who found it and kept the bag behind his seat.
For the lovely weather.
For a good night's sleep.Frugal Living Challenge 2025 Mortgage free as of 1st August 20130 -
Kerry Woman - what a lovely bus driver!
Today I am grateful for the weather, for good classes, for an unexpected kindness, for fresh water, for being able to walk, for seeing my dr, for a good book, for having both daffoldils and tulips blooming all over the place, for dd reacting well to an antihistamine tablet, for dh doing a wash!NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0 -
apple muncher - I totally agree with you.Frugal Living Challenge 2025 Mortgage free as of 1st August 20130
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Aim for at least 15 NSDs. Still 6/15 Didn't spend on any budget items below, but did buy a Tupperware container from t'bay - matches my others and was a bargain and I've been looking for one just like it (not a popular size) for my bread flours. Just need one more now....
Pay to your debt or savings first and live off the rest. - ok (done)
Report in every day. ok
Interests -- am going to ease myself back into fitness this month and read more -running total -2 walks, 5 books.
Love yourself - using up face creams etc (micellar water, serums) on a daily basis - hoping my skin will benefit-
Find time to get outside. - YES! Glorious day here - washing out by 8.20 and dry before midday. Spent 45 mins in the garden this afternoon weeding, planting, pruning
Overpay - aim to pay 20% extra to your debt or savings. - Put an extra £250 to the savings acct for final pymt on OH's car - Also so far an extra £285 set aside for OH's car from fleabay and previously missed/ unclaimed expenses. Also paid over £200 OP to BTL mtge UPDATE - Paid off OH's car in full today!:j:T:j (had to raid some accounts and now totally skint for a couple of months in order to repay them)
Organise your month. - DS1's 18th birthday mid month. Have also ordered presents for DS3's birthday (late mid May)
Lose one bad habit. - a certain game which I've spent waaay too much time on in March.... - not touched it today(this has gone very well)
Sign off your daily post with a list of gratitudes. - yes
Today I am grateful for:
* jiggling money to get the car paid off (saving interest)
* beautiful, glorious, warming sunshine!
* sorting paperwork
* line dried washing
* getting everything ironed before 1pm
* life
Budgets:
Food 249.00/450
Travel 64.60/ £75
Gifts (inc cards etc) 78.03/£150
Toiletries 6.89/£10
Cleaning 11.19/ £10 (stocked up on dwasher tabs)
Social 85.50/£150 - (pub & bday lunch)
Clothing 132.60/ £75:o (OH 2 x boots, 1 x coat, DS1 Y13 Leavers Hoody)I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
Evening everyone,
Went for lunch with my friend/work colleague today. We wandered around the shops after we'd finished and I picked up some tin foil bringing my spends to £231.56/£350.
Also bought myself 3 pairs of shoes (much needed - boots, shoes and sandals for the holiday) and two packs of tights. Applied for the little ones passport online but need to get his photo taken still. Spends for all of these have/are coming out my 'spending money' account.
Cashed out £1.57 from Qmee and received a £2 Amazon voucher from ipsos bringing my extra income to £27.50/£93.
Sent the £1.57 to my holiday savings bringing that total up to £329.04/£500.
Read a bit of my book on the way to work.
Today I'm grateful for finding all of the shoes I wanted in the one shop, I'm not a fan of visiting multiple shops!VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£2000 -
Aim for at least 15 NSDs. 9/15 achieved.
Pay to your debt or savings first Collected my payment from teaching Easter school yesterday. It's in vouchers so will be tucked away and used to reduce spending elsewhere.
Report in every day. hello!
Interests -
Love yourself Making a real effort with the face cream.
Find time to get outside. not managed this week.
Overpay Wip.
Organise your month Parents evening tonight.
Lose one bad habit. Trying!
Sign off your daily post with a list of gratitudes.
Grateful for the warmer weather."A thousand candles can be lit from a single candle without shortening the life of that candle."
I still am Puddleglum - phew!0 -
Morning all,
SFD yesterday taking me to 12Didnt swim yesterday as the weather was so nice, I came home and sat in the garden with the dogs for an hour, then did school work and walked to SW and back. Today will hopefully follow the same pattern, minus SW.
Ywseyr I was grateful for the support at work from lovely colleagues, the sunshine, being in a good mood, my dogs, my health, the fresh air and having plenty of food.LBM = 07/09/13 Debt = £13339 (100% cleared)
New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid0 -
Good morning Turtles
A-Today is NSD #10.
P- hubs car tax has come through , as has mine which basically puts an end to my emergency fund. However it does save money to pay in full. We sat down last night & discussed our finances from now through to August & added in any little thing we could think of that will crop up between now & then & budgeted for it.
R- Hello:beer:
I- no baking today
L- bought myself some new clothes last night. Basically since my youngest was born I've lived in leggings and over sized tops. I have now lost a stone & can get into my old jeans & I want to feel good about myself again. hair is finally getting cut Friday & I am going to make more of an effort with myself.
F- took my LO shopping yesterday was nice to get out & about with him.
O-sorted my budgets & started sorting through all my clothes
O- no over payments
L- leaving my phone alone at work & getting on so much better for it
S- grateful for my new books arriving today , the ladies in next being kind to my boy, getting my fat bum into all my old clothes :cool:0 -
S- grateful for .....getting my fat bum into all my old clothes :cool:
:T:T:T:T Get you!! And just in time for the heatwave:j4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******0
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