We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
NST April 2018: April Fool's Challenge
Comments
-
Aim for at least 15 NSDs. 10/15 achieved.
Pay to your debt or savings first Will update spreadsheet before going to sleep.
Report in every day. hello again, twice today!
Interests -
Love yourself Clearing the dressing table up has really helped with making the beauty routine, routine.
Find time to get outside. Went for a walk in the sunshine this afternoon.
Overpay The first instalment on my course came out of the bank account today which going to make the spreadsheet look a lot worse.
Organise your month Ticking along nicely.
Lose one bad habit. Have realised that I've got stuck in an uncomfortable comfort zone so am making a bigger effort to stop procrastinating and get things done so that I can make a career change.
Sign off your daily post with a list of gratitudes.
Grateful for the Internet. A fund of information at the click of the keyboard."A thousand candles can be lit from a single candle without shortening the life of that candle."
I still am Puddleglum - phew!0 -
Evening everyone,
Took little one to free playgroup this morning then passed by the supermarket on the way back. Spends for the month are now at £236.06/£350.
Washed a load of clothes and hung them outside.
Got my refund from Debenhams. Sent £36 to the full and final fund (£132.26/£2100) and £36 to the holiday savings (£365.04/£500).
Have decided to buy the little one a kids kindle fire for taking on holiday so am going to build up as many Amazon vouchers as I can to put towards it. Have got £11.49 so far.
Have spent a fair amount of time reading today.VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£2000 -
NSDs - 11/15, tea with the girls got rescheduled but still had to get some bits from the shop. Also bought a big issue and a couple of books from the charity shop
Report - 19/30
Interests - managed a short walk
Love - wore one of my fave tops today, always get compliments when I wear ita little bit of make up on for work and perfume as usual
Outside - was out and about for work today which was lovely on such a nice day
Overpay - nothing today
Organise - date for rescheduled tea has been arranged, had a chat with OH about various plans over the next couple of months
Bad habits - no crisps
Gratitudes - sunshine, bacon rolls for tea, a good chat with OH, reading a new book, OH's mental health improving, a clean flat and the garden looking fabMortgage 26.4.25 - £108,500 1.9.25 - £106,033.77
Mortgage overpayment savings - £0.35/£50
Mortgage overpayments so far - £738.970 -
SFD number 13 yesterday
I was grateful for great weather, time with my dogs in the garden, no huge issues at work, free chocolate at work, sweeping out the garage after work and burgers for tea.
LBM = 07/09/13 Debt = £13339 (100% cleared)
New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid0 -
Yesterday was disasterous. Woke up to find DH had used the last of the coffee pods.
Had to shop on the way back from dropping the kids at school.
Today will be NDS 12
Going to sort the pantry and organise everything to within an inch of its life.
While hiding from pollen. Which is hideoldus. Being allergic to breathing is rubbish. I would like a refund please.
Sneaky £38.70 o/p to mortgage again. Still on budget but will need to steal £80 from savings to pay for the rest of the plasterer next week (boo!) for 3 days until I can pay myself back.
Not spending much as I am trying to stay in as much as possible.
Must dig out the inhaler they gave me for the 'pollen asthma' in case this gets worse. Feel rotten not taking the kids to the park, will ask DH to step up.
Being told you are just an extreme case does not help. There, whinge over. Sorry.
Gratitudes - that my hayfever has only been this bad for the last 6 years.
The kids seem to be growing out of it. After school football club for the youngest 2 today. That it is FRIDAY!!
For not having to have the heating on
For drying washing on the line
For planting some lettuce seeds and basil, tomatoes and courgettes. Just in case they fancy growing (no pressure, setting the bar low).4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******0 -
Morning all.
Doesn't seem to be as warm here today as yesterday, probably a more normal April temperature. Yesterday I wore my favourite summer skirt, when I got home from the school run DS pointed out that I had ripped a massive hole in the back of it. When I say massive I mean massive, my entire backside was exposed and the worst of it is I don't know when it happened:eek:. How did I not notice?
Cycling again this morning then cleaning and dog walking.Debt Free and now a saver, conscious consumer, low waste lifestyler
Fashion on the Ration 28/660 -
A - 14/15 NSD achieved today.
R - Done.
I - Read book at lunchtime. Did some mindfulness colouring and wordsearch.
L - Used coconut oil on my skin and put on perfume.
F - Did not do any walking outside.
O - Done.
O - Still ongoing.
L - Ok with social media today.
S - Grateful for:
Being Friday.
Payday.
Doing as much as I can in work.
Getting a lift from the other temp in the office to near the first bus stop I need to get to.
Nice weather.
Wrote list of things to get/do for tomorrow.
Doing a few chores in the flat tonight.Frugal Living Challenge 2025 Mortgage free as of 1st August 20130 -
Today I am grateful for drying the washing outside, for doing my kettlebell workout, for cold water, for a quick chat with a neighbour, for cracking on with the elephants, for dh picking up the new-to-us car, for a quick money chat with dh, for dd and all the kids who play out the back.NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0
-
Not an NSD, picked up some naughty groceries. I wasn't going to starve, but I just fancied some salady bits and ice cream. I am using the ice cream in some cones, and salad with some bits in the freezer, so they're sort of helping me with my using-up-stores target. Made my own bread rolls (with help from the breadmaker) rather than buying a pack so feel slightly better about that, am using up some cheap veggie burgers with them - and piles of salad of course.
Groceries: £107.91/£200
Grateful for: unborn little one being well, colourful tulips (they've just about all come out together, though some are on their last legs), walking to the post box (even if it did bloody hurt), the outside smelling like spring.
0 -
Good evening all
I've been MIA for a little while, ridiculous workload left me shattered in the evenings. And I've been away for the weekend to run the Brighton Marathon.
The break was a good refresh and I'm back in the grove.
I had a spend day every day over the weekend, I wasn't going to count necessities like eating out, but I did buy a new Garmin running watch, as mine died on the journey up (typical timing!). I didn't really want to spend £200 on a new one but luckily found a decent one in CEX for £35.
The only other major thing was my entry fee for next years marathon (cheaper entry over the weekend) so kept it fairly sensible.
Aim for at least [STRIKE]15[/STRIKE] [STRIKE]25[/STRIKE] 22 NSDs. 12/22 NSDs. Not going to make my 25 target, so now aiming for 22, which is no spends for the rest of the month.
[STRIKE]Pay to your debt first.[/STRIKE] Mums monthly payment made.
Report in every day. Back again
Interests - Gaming. Played lots of Pokemon over the weekend. Caught Mew, which made BF very jealous.
Love yourself. Went swimming on Tuesday, which eased my aching legs perfectly. Set myself a target of 50 widths and completed them all (I'm not a strong swimmer so I was pleased to hit this target)
Find time to get outside. Lots of walking over the weekend 40k steps Saturday walking around the shops, 63k on Sunday (thanks to the marathon)
Overpay - Still chipping away at the surveys.
Organise your month. Rest of the month should be quiet.
Lose one bad habit. - Not practicing my sax. Music lesson today. Now the marathon is out of the way this is my new focus.
Sign off with a gratitude. Today I am grateful for a light and delicious tea - chicken & bulgar wheat salad.Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.6K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.9K Spending & Discounts
- 244.6K Work, Benefits & Business
- 599.9K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards