Karmacat: I'm passionate about my DFW journey to riches

GettingThingsDone

Hi KC - eventually caught up with your diary! Belated happy birthday and Merry Christmas; hope you have had a good time.

Catch up with you in the New Year

gtd

duchy

Karmacat wrote: »

Thanks Snaggles! My birthday was nice, just got an extra little pressie from my friend visiting. And I finished my tree in time, just as she turned up. Duchy, is yours up yet?

Oh yes......it went up ahem Christmas morning about 5am !!!! :rotfl::rotfl:
Was a rush but everything was done including setting up the new PC and furniture in DS's room-and the payback came when we showed it to him and got a huge "WOW"
His PC is an XPS and is FAB both exOH and I want one too but can't justify it (can#t wait for him to go back to school so I can play with it in the daytime although I did treat myself to a laptop yesterday-as I'll be working from home I really need a backup in case this one plays up and wandering Tottenham Court Road I saw a Gateway for £299 and a much nicer Toshiba for £70 more-been the good DFW I of course went for.........The Toshiba . I did ask my friend I was with to talk me out of it but all she kept saying was "Well you deserve it" LOL Still it was a great price and good spec and the really important thing-loads lighter. My friend has the Gateway and she says it is too heavy to travel with-was really surprising the difference in weight between them.

Karmacat

:hello: Hi all! Thanks for the Christmas wishes - cos I go back to Liverpool in time for Christmas Eve, I always disappear quite early, so it was lovely to come back to people writing on my thread, hurray...

ISOM, yep, great the debt has gone, its not my money but I'm including it in the challenge since it makes such a huge difference to my repayments. How are you? How was Christmas?

Hypno, I've caught up with, hi sweetie!

Taka, haven't seen any posts from you on the few threads I've been on this morning, how are you? Was Christmas good?

GTD - sounds like you're getting set for some serious partying and absence from mse!? Hope its all good! Remember we have the buddy system in the Olympic Challenge to fall back on now, and I'm going to spend a couple of hours in the next few week getting to grips with betfair, somebody rang me mid-December and they sent me a CD of how to use betfair, as well as emphasizing the training videos on the site.
Duchy!!! Your laptop! :dance: :xmassign: There are no green smilies with the right sense of envy-but-I-won't-right-now, so you'll have to do your best to imagine one. Thats brill. How lovely that DS was so happy, that must make it all worthwhile. You're making me think about backup, actually, thats a bit serious, isn't it..... hmmm..... [KC wanders away into fantasy Tottenham Court Road scenarios]. Okay, I'm back. For now, anyway.



Christmas went pretty well, very well, actually, even Christmas Day, which is notionally just my mum and me - in fact, we went round to her sister's in the morning (marsala wine at 10.30 in the morning, good grief) and a cousin came round too, it was a merry little meet. And my mum is over the numb part of her grieving for my dad, so she was a companion rather than someone I had to shepherd around, and the rest of the visit was also full of family as well.

She gave me the three grand, which is now making its way to my bank account - and she insists that I use some of it to get a new electric shower over my bath (well, I'd like that too....) and to put some proper floor covering in the loo - I took the old surface up to prepare for new plumbing, just before my finances crashed a few years ago. I think its only fair I use some of it as she requests!

Karmacat

Just a quick update, as I'm about to update my sig around the mortgage, tho I feel a bit ridiculous doing that on a Saturday night. But I want to do it while I've got the urge, IYKWIM.... so, after the repayment of £500 earlier this month, the amount outstanding goes down to £40,400 interest only. And a few days later I had the notification from Nationwide that the interest rate on my mortgage will be going down from 6.03% to 5.78%, hurray.

OTOH, I'm going to have to watch myself. I think I've ended up quite near my Christmas budget - I'd assumed I was going to be well under, but I'm not. My credit card bill this month,the one I think of as my *real* credit card, which I pay off every month, is absolutely huge this time around. As well as the normal stuff, its got ballet tickets on (which my mum has paid me for, bless her all over again), it has the bill for the crown I had to have just before my birthday, it has my new passport on it, and it has the payment for the convention in Northampton next year that Michael is attending. Thats a total of £425.50 extra!!!! As well as all the Christmas stuff (which is only about £95 actually). Hmmm... I'm going to do some work on that bill tomorrow, when I *haven't* been drinking a glass of wine, it doesn't sound like it adds up. Or maybe thats the wine....

ah well, whatever it is. Have a good evening, everyone, I'll be online later.
xx

ZTD

Karmacat wrote: »

Hmmm... I'm going to do some work on that bill tomorrow, when I *haven't* been drinking a glass of wine, it doesn't sound like it adds up. Or maybe thats the wine....

Just so long as you're not having the same Barclaycard "experience" as GreyPilgrim had...

hypno06

Evening KC! I'm confused.......are you reluctant to do the figures now because you have had some wine, or are you going to have some wine and then do them, or what..........

Either way.....get to grips with matched betting in January, and you will wipe out the whole of that excess pretty quickly!!

Karmacat

I was thinking of Grey Pilgrim the other day, when my internet connection started going a bit funny... the Barclaycard experience...... oh, I really hope not! Will check that out.

Hypno, not surprised you're confused by what I wrote, lol - I was typing with glass of wine in hand, so to speak - well, I don't have 3 hands, but slurping gently then tack-a-tack-a-tack-a.....

Anyway, not much active dfw-ing today, unless I get time while I've done everything (ha!) and am waiting for my sister and my mum to turn up. I have to vacuum, do 1.5 days of dishes, clean the loo, wrap pressies for my sister's lot, & a bit of a tidy.

#'ere we go, 'ere we go, 'ere we go, tra-la#

Karmacat

First off - Happy New Year!!!

Right, down to business (I'm great for small talk, aren't I? :rotfl: ). After hypno mentioning me and matched betting, which I'm dying to do but haven't actually dipped my toe in the water, this is a welcome post to anyone who wants to matched bet. :money: :money: :money:

This afternoon, I'm going to be checking out the betfair videos and training bits and bobs, and then heading over to the tips section. I'm quite happy for my diary to become the dfw training ground for matched betting for a while, tho I know that in reality we need to get acquainted with the proper forum - sometimes, I think that I have such basic questions to ask, the people on there don't quite understand how low my level of knowledge is. If you feel like that too, this is the place to come! :cool:

chocaholic110

I sort of want to join in but matched betting scares the heck out of me. I read the stuff on it and just hear it as "blah, blah, blah!" Plus I think my brain has atrophied through not being at work and I don't understand anything. What I really need is someone to say
1. Do this, 2. Do that, 3. Do the other!

Good luck to the people who do have a complete set of braincells though!

Karmacat

Hi Choco

I know what you mean...possibly I need to write out a list like that myself.... if I do, and I get it okayed by somebody like ss or grumbler, I'll post it on my diary. I have the principle in my head, but the details (exactly what you're describing, the 1, 2, 3) are very vague.

Anyway, I'm back from the shops now - Primark, of course, big bootee houseboots, and 3 T shirts to wear under shorter T shirts - I'm allergic to metal, have to wear a T shirt that insulates me from the metal studs on jeans. Okay, got waylaid there.... I'm going to look at the betfair site for the training videos they do now - and then go through the CD they sent me. Back later.
xx