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Onwards and the debt goes downwards!
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OH managed to get the digger over the stream to a new area that’s going to be the start of a project. It was a bit hair raising getting back onto the other side and we’ll not be doing that again anytime soon. May possibly need to invest in some ramps. It follows on from the flowerbed we made. When it rains heavily it has a waterfall so need to think how to do it. I’m thinking hostas. Found some nice big rocks.
Brushed the girls this morning then took them for a walk, managed a couple of miles. My feet have been sore this week. One thing I don’t miss from job2 is the sore ankles.
OH decided to mow the grass. I’d just got into the bath when he needed assistance cos he’d got the ride on stuck. Between us and the digger got it out and resumed my position back in the wallow.
Payday this week and I should get my final pay and redundancy from job 2. That will clear the vet bill. OH said he should be getting a bonus but not sure when that’ll be paid.
Hoping my alloy comes back this week as it’s been sent to Inverness to get the buckle sorted. It’s meant I’ve not had access to a car and it also means I can’t go to Zumba (shame) tomorrow night as OH won’t be home in time for me to use Gary GolfL
Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Oh good news on the redundancy. As you say it will help with the vet bill.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.1 -
The clippers have arrived and I’ve clipped half a dog. The midgies were vicious last night. Currently there’s a breeze and hopefully it’ll hang around till the close of play. Get her finished then I’m off to pickle ball
L
Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Just phoned the tyre place about my alloy. It’s more battered than we thought, sigh 😮💨 more expense.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
I hate bitey things.
AAnd Hoping the dog is fully clipped soon
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Ugh - don't be telling me about vicious midgies right now L when we are shortly going to be heading through your way! 😂
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
Scratching now 🤣
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.1 -
Dog still not finished, at 5pm the wind stopped and the bitey bar stewards were back out in force.
Readers of this diary please keep everything crossed 🤞 DD1 has found a house. Literally at the bartering stage.
Dropped OH off for his boys day out and now ready to go back to bed!!Did play pickleball, still not a great fan but it was good to go and do something. Hopefully OH is going to come to badders on Friday
L
Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1244 -
hope the bartering goes well for your DD. Heart and head in balance for negotiations.
1 -
Positive energy for DD
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.1
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