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Onwards and the debt goes downwards!

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Comments

  • lucielle
    lucielle Posts: 11,863 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Woke up to a message from DS1….baby is on her way!!! Going to try to work somehow L

    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • ArtyJ931
    ArtyJ931 Posts: 227 Forumite
    100 Posts Photogenic Name Dropper

    good luck!!! Exciting times

    DFW info LBM: March 26

    Total 03/26 69,481

    "You put one foot in front of the other and one day you look back and see that you have climbed a mountain" Ready for the climb.💪

  • beanielou
    beanielou Posts: 99,964 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Oooh exciting.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • Mrs_Money_Penny
    Mrs_Money_Penny Posts: 1,363 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic

    congratulations to all x

    2026 Decluttering 5026⭐️⭐️⭐️⭐️⭐️
    2025 Decluttering 17207⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
    2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
  • EssexHebridean
    EssexHebridean Posts: 25,981 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Aww congrats all - welcome to the world little one!

    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • in_need_of_direction
    in_need_of_direction Posts: 8,239 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    great news, here’s to a healthy life

    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st 1lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough.
  • beanielou
    beanielou Posts: 99,964 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Lovely news. Congratulations to you all. 👣

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • lucielle
    lucielle Posts: 11,863 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Mum and baby hopefully home today, they still haven’t decided on a name. Hoping to travel down on the night of the 22nd and come back on the Sunday. It’s the earliest I can get doggy day care from. It also gives the b&b time to sort out cover for my shifts.
    Spoken to DS1 and asked if he wanted me to make some freezer meals but to check with the other half first. Also if there were any requests they fancied as I’d rather make food they like!

    Puppy has settled in quite well. Not impressed she goes outside then promptly comes back in and has a wee! Still very early days. Booked her in for her second lot of jabs and to get wormer. I might try her on a long line today, just conscious that her collar is a bit big and she could slip it. Tomorrow they’ll all be in the outdoor kennel as I’m away from 10 and OH is at work.
    L

    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • peb
    peb Posts: 2,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    That's lovely, I remember making meals for my sister when her. Babies came, and chocolate was also very welcome 🤣.

    My mum did cottage pie and mince type meals so I did spinach and ricotta cannelloni. And definitely cake.

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