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Onwards and the debt goes downwards!

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  • pink_poppy
    pink_poppy Posts: 2,132 Forumite
    Part of the Furniture 1,000 Posts Photogenic Homepage Hero
    That looks like a nice neat job, well done to the chaps.
    'A watched potato will never chit'...
  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,809 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Sorry to read of the upset with your DS1’s GF.

    The view from your home looks amazing and what a visitor to have to your garden!


    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • dawnybabes
    dawnybabes Posts: 3,358 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    That will give you a lot of space back 😀
    Sealed pot challenge 822

    Jan - £176.66 :j
  • lucielle
    lucielle Posts: 11,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Phase 1 of plastering started yesterday. DS2 also used the stone cutter to cut out the cement used to fix the hearth down. To say we have a little bit of dust would be an understatement!!  I’ve messaged a painter but not had a response yet. 
    DS2 has had a look at Gary Golf and ordered some parts, hoping they come before he leaves. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • lucielle
    lucielle Posts: 11,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Gary Golf needs some more tlc. As DS2 was giving him a service one of the rear coils snapped and plopped at his feet. I’ll get those ordered when he comes in. Plasterer is back and doing the final fix, he’s also put the floor in. DS2 has been back to jewsons and got the correct size coving to go up. Just need the decorator to contact me. Plus lots of cleaning up!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • peb
    peb Posts: 1,962 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    All go!

    Best wishes to Gary 
  • lucielle
    lucielle Posts: 11,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Talk about everything happening at once. Can you believe it that the decorator is going to start on Friday?  Neighbour is in town tomorrow so she’s going y to I get me some tester pots and I’ll have to make a decision and buy the paint on Thursday. 
    Spent the whole evening cleaning, borrowed neighbours Henry which has done a sterling job on the dust. Mopped everywhere I could. It will probably need doing again tomorrow. Still need to properly clean the windows and wood work. While the plasterer was here, I asked him to put some more sockets in the garage. He had a look and it’s doable. 
    Going to get a quote for having Roman blinds made. I doubt there will be much change out of 1k so will have to save up for that. 
    Messaged DS1s gf on Friday for any ideas what he’d like for his birthday. Still not replied…. Sigh 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • pink_poppy
    pink_poppy Posts: 2,132 Forumite
    Part of the Furniture 1,000 Posts Photogenic Homepage Hero
    I love Roman blinds, but I don't know why they are they so bloomin' expensive!!
    'A watched potato will never chit'...
  • lucielle
    lucielle Posts: 11,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    So yesterday was a very busy day. Booked an appointment to get the windows measured. I’ve asked them to quote for 3 options, basic roller blinds with a fancy trim, in window shutter thingys and roman blinds. They let me know the date. Dogs tablets collected from the vets, also neighbours dog tablets collected from a different vets. A piece of karndean purchased to cover the hole where the hearth was (it doesn’t match but won’t matter as the settee will cover it). Paint purchased, got the compost for the pots, which if the weather plays ball I’ll sort them out on Sunday. Quick Look round the garden centre and noted the price of rhubarb. Need to see what I’ve got left over pot wise before I get one. Lunch out with DS2, he leaves tomorrow (sob)
    Had a quick tea then played badders. 
    Also had to pay for the rest of the holiday. Put it on the cc to get points but have the cash saved to clear it. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Looks like the house is getting a real makeover. You won't recognise the place in a few weeks.

    Well done on all the walking too.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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