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Onwards and the debt goes downwards!

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  • The snowdrops are beautiful. Thanks for sharing 
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • teapot2
    teapot2 Posts: 3,540 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    According to my plant app [not always correct] they might be 'Alpine Squill' or 'Star Hyacinth' 🤷🏼‍♀️
  • lucielle
    lucielle Posts: 11,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    A quick walk onto the moor. Not been for ages as it’s been so wet so it was nice to be on semi terra firma, though the dogs did manage to find a boggy hollow to wallow in!
    DDs have made it home. I’ve spent a very annoying hour getting bits stuck in the dishwasher spinny arms out as it’s not been washing properly. Very satisfying when you manage to get a bit out…. Only for it to be replaced by another bit. Must’ve been designed by a chap!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • lucielle
    lucielle Posts: 11,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks teapot. They were very pretty!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • peb
    peb Posts: 1,962 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Catching up,   love Manchester tart
  • lucielle
    lucielle Posts: 11,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I think I need to put a bit more jam in the bottom and make the custard a bit thicker, otherwise it was delicious. 
    All the bedding and towels dried on the line yesterday, need to remake the beds, probs do that tonight. Our bedding in the wash now, might get it dried outside. 
    House is very quiet without the troops here. I think DS2 comes onshore on Thursday. Hopefully he’s coming up in March. 
    Back to work and catching up with emails. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Blackcats
    Blackcats Posts: 3,892 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Beautiful photos.
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Gorgeous photos. I too vote for you keeping your diary - even if I'm doing catch up sessions on diaries rather than being around as frequently.

    Hope your aches and pains sort out.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • lucielle
    lucielle Posts: 11,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 19 February at 2:59PM
    Well the girls helpfully (not) evicted the recycling bin out the garage. As it’s a bit windy the bin has protested by emptying its innards all over. I’ve managed to retrieve a bit but there’s a lot more in the grass. As I was paddling round in my slippers, I’ll leave that for another day. 
    B&b shifts have picked up this week, working Wednesday night through to Saturday nights evening shifts. Makes up for being off last week. Also got a cottage to do Friday morning. 
    OH set off for work but returned because Gary Golf was losing power. Hmmm hoping it’s an easy fix. Might have to wait until we can get DS2s computer and put him on that. 
    I’ve been doing ok on the walking front, not sure if I’ll brave the weather today. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • lucielle
    lucielle Posts: 11,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Pushed myself out of my comfort zone yesterday. OH phoned to say that some of his work friends (ladies) were off to watch Bridget Jones and would I like to go with them?  I’ve only met one of them, I said yes and then immediately regretted it. Phoned next door neighbour to see if she fancied it but she didn’t. Anyway I did go and meet some of the other girls and had a nice evening. The trouble is I’m useless at remembering names so could only remember one of their names. 
    Busy day today with an evening shift to do. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
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