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Onwards and the debt goes downwards!
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We had a very quiet week in Skye as OHs foot was sore and he needed to rest it whilst he had chance. The journey back yesterday was a bit hairy getting off the island, later on the bridge was closed to high sided vehicles and the local lifeboat got called out to a boat that had broken free of its moorings.
My old boss contacted me from the job I left in 2018 and offered me it back. I'm having a meeting about it on Wednesday. The shop is very quiet and I'll need something to keep me out of mischief!
In other most very exciting news, it doesn't look like the crochet hook is going into retirement.......WE'RE GOING TO BE GRANDPARENTS!!!! (I'm too young to be a grandma!)
DS1 and GF are expecting and baby is due in March!
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
Wow! CongratulationsDebt free Feb 2021 🎉3
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Awww, I'm so pleased for you and your family. Congratulations 🎉3
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Lovely news. Great news on the old job back tooAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Wow, that’s amazing news - congratulations 🥳paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 173 -
Oh what fantastic news! And fingers crossed on the job too!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
That's awesome
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Job isn’t a given but I’ll go with an open mind. LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Awww congratulations 🥳Sealed pot challenge 822
Jan - £176.66 :j2 -
Lovely blanket.
straight onto the next baby blanket now - congratulations. Great news to have a Spring baby to look forward to.
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