We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Onwards and the debt goes downwards!
Comments
-
I was recommended this company DB wider fit shoes. If you're interested I've got a code for a friend to get 10% off first order. I've got walking boots from them, my granny shoes (they're really frumpy but incredibly comfortable) and I did get some walking trainers but couldn't get on with those and gone back to Karrimor. Hope that helps.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Thanks Lucille xI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Hope the meal went well.
On the radiators - it could be you need new TVR valves - if they are left in the off position for too long they kind of get locked. I got 4 for less than £20 on Am - and that resolved my upstairs heating issue... The handyman fitted them but now I've seen how he did it - I could have just unscrewed them myself and screwed the new ones on.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Hope the meal went well - they were probably every bit as nervous about meeting you mind! Great news on the job as well. I confess I'm slightly envious of your upcoming Skye trip!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
The meal did go well, thanks everyone. there’s 4 of us going on a ghost tour on Saturday night with a meal beforehand. It should be good. One of the guides was in our shop and I was quizzing him about it and asked him if anything had happened. He said he’d heard some chaps talking in a room upstairs and went to join them. When he got there the room was empty. Another story was a lady was cleaning a mirror and a hand print appeared in it. A few brave souls stay overnight and sometimes when the staff arrive for work it’s not unusual to find them sleeping in their cars!
DS2 has started his job in NZ. His poor GF has spent 12 hours in A&E as she’s been hit in the face by a horse. Her eye is really swollen and will be a corker of a black eye when it comes out.@EssexHebridean could be a future stop off point on your way to the Hebrides…..
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
I’ve had a lovely day. I took the dogs for a walk with my next door neighbour, then to the cafe for coffee and cake. She’s invited me to go with her and her mum to a Christmas fair tomorrow, which I said yes. I had said yes to Pilates on Tuesday but just remembered that we’re out for a Christmas meal with friends.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
A couple of pics from yesterday’s walk. L
Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1244 -
Thanks for sharing the photos. Looks stunning.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Dog being a swamp monster! OH making some new friends with the Exmoor poniesTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1246 -
Lovely photos. The dog looks like they are having fun
2
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.6K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards