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Onwards and the debt goes downwards!

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Comments

  • peb
    peb Posts: 1,969 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Enjoy your theatre trip.   I remember a couple of different jobs over the years and hope this one isn't too stressful 
  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds good on the job.

    Enjoy the theatre.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you enjoyed the theatre. Nice you did someone a good turn. Sounds like he needed it bless him.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • lucielle
    lucielle Posts: 11,526 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just received my car insurance renewal through and its gone from £300 to £500!  Need to shop around.  Having another meeting today regarding the new/old job.

    Dog is a lot happier after her spay.  She's not wearing the pyjamas they sent her home in and is leaving the wound alone.  

    Decided to go to Skye 28th December for just over a week.  Have contacted the joiner about having a couple of jobs quoted for.  As he's just had a baby (literally on the way home from hospital when he phoned me) I'll chase him a bit nearer the time.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Blackcats
    Blackcats Posts: 3,918 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Glad dog is recovering well.  

    Good news about old/new job 
  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad things are falling into place. Are you still planning to move to Skye now you have this job offer?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • lucielle
    lucielle Posts: 11,526 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yes Skye is still happening. Though with the baby news we did have a wobble. Regarding the job they know they’ve only got me until June. Hopefully DD1 will start in April to start a hand over, she’s coming in for a chat with the boss first week of December. My start date has changed to 5th of December.  
    Forgot to say that the credit card is now paid off. Even though the debt was DDs I overpaid so it would clear before the 0% ran out. She still owes me.  

    Got to get my B12 jab today, then I’ve got the trainer this afternoon. Tomorrow a friend is coming round for coffee and to see the new house. 

    I’ve got a problem with the heating, it’s on 2 different thermostats, one upstairs and one downstairs. The one downstairs is working fine. The upstairs one shows that the temperature is set and is ‘on’ but the radiators aren’t coming on. I’ll probably need to get someone out to it. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • lucielle
    lucielle Posts: 11,526 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My shoes and boots arrived today.  I need to get extra wide ones so I can get my in soles in.  The boots are fine and will be staying.  I'm sending the shoes back and getting a half size smaller.  Training was good today but I think I may have over done it.  I go in the sun shower afterwards, it helps with my vitamin D.  I'd booked for 9 minutes but only managed 4 as I felt very woozy.  I'm ok now.

    Meeting the outlaws tomorrow night, going for a meal along with DS1 and GF.   Very nervous about it.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • beanielou
    beanielou Posts: 95,790 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Where did you get your boots please? 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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