We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Prosperous soul in the making
Comments
-
That looks beautiful and relaxing, and even better with an ice cream! Hope you enjoyed your day
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Thanks Jwil. I also checked out my book today and now have another written review and a couple more ratings. It's progress.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.1K Net savings after CCs 14/5/26 (but owed £1.3K) so £3.4K
3) Mortgage neutral by 06/30 (AVC £44K + Lump Sums DB £4.6K + (25% of SIPP 1.7K) = 50.3K of £127.5K target 39.4% 3/7//26 (If took bigger lump sum = 72.2K or 56.8%)
4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
5) SIPP £5.7K updated 29/5/264 -
That's brilliant news, it's all progress!savingholmes said:Thanks Jwil. I also checked out my book today and now have another written review and a couple more ratings. It's progress."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
Hope you get some time to recuperate over the weekend SH. Sometimes you just have to go with the quick food options and I agree there are some ready meals you can keep in - here's some of my go to's for ideas:
Jacket potatoes with beans, frozen fish or fish cakes and oven chips with beans or mushy peas, Pasta with a tomato sauce and garlic bread, or make a lasagne using Dolmio, tarka dhal and rice, stir fry with spring rolls, and curry sauce with veg, rice and naans.
Not very healthy I know, but can be better than takeaways, and definitely better for the pocket."Think of many things, do one"
Mortgage end July £181,000 £309,749 2020 (ends 2035 -was 2038- aim for 2031)
Seven Goals; and healthy diet/walk/run/exercising/weights/yoga6 -
Thanks Sandy and JwilOne of my recent art pieces
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.1K Net savings after CCs 14/5/26 (but owed £1.3K) so £3.4K
3) Mortgage neutral by 06/30 (AVC £44K + Lump Sums DB £4.6K + (25% of SIPP 1.7K) = 50.3K of £127.5K target 39.4% 3/7//26 (If took bigger lump sum = 72.2K or 56.8%)
4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
5) SIPP £5.7K updated 29/5/268 -
Beautiful art work SH...I like the way the blues and greens run together, quite reminiscent of the sea🙂.paydbx2026 #19 £2324/£6000 . Mortgage start £148k June 23 - now £133k.
2026 savings challenge £0/£2000 EF £140. Savings 2 £2.174 -
Gorgeous colour in that one SH.
Fortune x
https://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living4 -
Glad you've had some time to do some art, your pictures are lovely. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4
-
love the picture - abstract without being too abstract - plus it reminds me of sunlit lakes (I hope that was an intent)I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine5 -
Thanks Mark, Fortune, HSL and Jwil - yes the intention was for it to be sparkling waterAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.1K Net savings after CCs 14/5/26 (but owed £1.3K) so £3.4K
3) Mortgage neutral by 06/30 (AVC £44K + Lump Sums DB £4.6K + (25% of SIPP 1.7K) = 50.3K of £127.5K target 39.4% 3/7//26 (If took bigger lump sum = 72.2K or 56.8%)
4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
5) SIPP £5.7K updated 29/5/265
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355K Banking & Borrowing
- 254.6K Reduce Debt & Boost Income
- 455.7K Spending & Discounts
- 247.8K Work, Benefits & Business
- 604.8K Mortgages, Homes & Bills
- 178.7K Life & Family
- 262.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards