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Prosperous soul in the making

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Comments

  • savingholmes
    savingholmes Posts: 29,219 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks HSL and Mark. On track for a May / June finish. Still excited this morning. Just have to avoid tripping up between now and the finish line.
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
    2) £1.8K Net savings after CCs 31/7/26 (but owed £400) so £2.2K
    3) 44.5/82K = 54.26% AVC Goal by mid 2028
  • well done, its so exciting, almost at the finish line x
  • MovingForwards
    MovingForwards Posts: 17,182 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    That's absolutely phenomenal SH! I expect you to be dancing all round the house seeing the difference in just a few months.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Grogged
    Grogged Posts: 866 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Blimey, over 50% this year!
    That's some going.
    If it's not adding up, compound it!
  • savingholmes
    savingholmes Posts: 29,219 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks @Four_Seasons @Grogged @MovingForwards
    We've been paying off around 55-60% of net income so challenging but doable as our interest only mortgage payment is so low...
    In other news my belated Mother's Day present arrived from my son today - a personalised Journal with my initials and the words 'Beautiful Chaos' on the front. It's very pretty. He gets me... 
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
    2) £1.8K Net savings after CCs 31/7/26 (but owed £400) so £2.2K
    3) 44.5/82K = 54.26% AVC Goal by mid 2028
  • Blackcats
    Blackcats Posts: 4,682 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    So pleased for you to be making such great progress on the debts.  That journal sounds gorgeous - enjoy! 
  • jwil
    jwil Posts: 23,796 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Congratulations on the payments!  What huge progress you've made.

    Journal sounds lovely :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • WelshKitty85
    WelshKitty85 Posts: 1,439 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    You're doing amazingly well and the journal sounds like a lovely & thoughtful gift.
  • redofromstart
    redofromstart Posts: 6,292 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    The journal sounds lovely and inspirational.
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