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Prosperous soul in the making

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  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Everything is hyped up including Easter and Christmas, it's so far removed from what it represents and are monetary celebrations rather than the religious side for most people; I know you don't fall into that category SH, it's ease of the comparison reference. However, it's the way nowadays.

    Well done for taking a chunk of debt off, I'm cheering you on to through the final push to your DF date.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks Blackcats. Happy to be a motivated woman.
    Thanks so much ES reviews make a massive difference. So glad you enjoyed my book.
    Thanks MF. It is finally starting to feel real. Freedom is coming.... Will then tackle EF, mortgage neutrality and freedom fund & pensions
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 22,081 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the payments!  Glad you had some treats yesterday.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Well done on the overpayments you are doing great !
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    No point forcing yourself to write if you will end up doing it all over again, at least you've done something related to it, that's the main thing.

    Fingers crossed for Friday.
    Mortgage started 2020, aiming to clear 31/12/2029.
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