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Prosperous soul in the making
Comments
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View the payments as one less thing to do when you get up.
Good amount of downloads, need to also get those people to share across their contacts.Mortgage started 2020, aiming to clear 31/12/2029.4 -
Hi MF. Really pleased with the downloads - 12 US where I have no reviews yet, 10 UK (where I have 11 reviews), 1 India, 1 Canada and 1 Australia. I targeted bloggers so hoping that it will help with reviews. Today I went on a goose chase for the kids - 100 mile round trip - only to not end up with what we went for!! Kids! My day is all messed up - planning to catch up on some hours owed this evening and later in the week. I think I will write some more of book 2 next as I had a flash of inspiration last night - and then again this afternoon. It all helps. Hope you are enjoying the sunshine folks.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/256 -
That's great news about the book downloads! Hope it continues to snowball."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4
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Sunshine? What sunshine?
Think of the Goose Chase as a day trip/holiday!What I do not give, you must never take by force.
Mortgage outstanding - 30/12/22 - £25,900. 31/01/23 - £22,300. 28/02/23 - £20,500. 31/03/23 - £17,500. 30/04/23 - £15,800. 30/05/23 - £13,800. 31/06/23 - £11,300. 31/07/23 - £9,800. 31/08/23 - £8,300. 30/09/23 - £6,000. 31/10/23 - £3,000. 30/11/23 - £1,200. 06/12/23 - £00.00
God save us everyone, As we burn inside the fire of a thousand suns, For the sins of our hands, The sins of our tongues, The sins of our fathers, The sins of our young. Linkin Park5 -
Thanks Jwil and Tahlullah. DD appreciated the road trip - especially as I bought them both McDonalds. Good to see we are not living in the last times and the rest of the world is still standing. We had sunshine.... four hours. It was 11 degrees which felt warm enough for me to sit with the window open!
I've written 2450 words of my book today. It's a shame I need to get back to doing my day job. Currently trying to unpeel my fingers from this laptop to move to my work laptop. Brain resisting. I'm hoping that the work I have left to do fits the mantra of 'expanding to fit the time available' ie shrinks!! and that I get what has to be done tonight done within 2-3 hours... So looking forward to the Easter break.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/256 -
Another £14 went out off the second CC.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/254 -
Good progress on your book.
Not long until Easter.Mortgage started 2020, aiming to clear 31/12/2029.4 -
Thanks MF. Had the pits of a day today. Ended up working really, really, really late - let's hope tomorrow is better.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/255 -
Hope today is a better work day. Try to achieve some work life balance today. I know that's easier said than done but try to at least take some time for some fresh air during the day. Your unconscious brain will still be working while you go for a walk.5
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Plan something positive, a walk, 5 minutes in the garden, a nice cup of tea, something just for you as a quick recharge.Mortgage started 2020, aiming to clear 31/12/2029.5
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