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Prosperous soul in the making
Comments
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Have a lovely break away. Relax and enjoy (and that's an order 😍)2
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Hope you have a lovely relaxing time whilst you're away and manage to recharge your batteries. XXX
I Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy2 -
Have a lovely time x
Debt Busting Again in 2026!
Starting Debt 03.05.26 = £5345 Current Total 01.07.26 = £4411
Clear M&S Card Starting Balance 03.05.26 £600 Cleared 05.07.26 ✅
Clear V12 Finance Starting Balance 05.07.26 £600
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Ouch to the bill.
Have a lovely time away
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Have a lovely holiday!
Very creative with your lampshade - sounds great.NST #10 Steps 7K 2/30 10K 2/12 5 a day 3/30 NSD 0/20
MBNA £55003 -
Ouch to the bill! Have a lovely time away DFD March 2025 (£35000 paid off)
FFEF £20000 saved
Currently treading water while having cancer treatment and trying not to dip into FFEF too much!3 -
Have a super time away!paydbx2026 #19 £2324/£6000 . Mortgage start £148k June 23 - now £133k.
2026 savings challenge £0/£2000 EF £140. Savings 2 £2.174 -
Thanks - where we stayed was a wooded valley. It was absolutely stunning. Had a fab time. We even viewed a house on the way home but it was too small. DD did some tidying while we were gone - so came back to an improved house! DD also got a job!!! Pot washer with some minor cooking. £4.55 per hour but she said working for me made her realise how much she liked money and with our cleaner returning the 'pot' I'd used for would dry up. Very amused as she has always said she didn't know how to wash up!!! We also can rarely get her to cook so very funny. Hope it works out for her. She's there again today - so 2 x 5 hour shifts so far. Hopefully it will boost her confidence.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.1K Net savings after CCs 14/5/26 (but owed £1.3K) so £3.4K
3) Mortgage neutral by 06/30 (AVC £44K + Lump Sums DB £4.6K + (25% of SIPP 1.7K) = 50.3K of £127.5K target 39.4% 3/7//26 (If took bigger lump sum = 72.2K or 56.8%)
4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
5) SIPP £5.7K updated 29/5/267 -
A whole £3.56 or something overpaid on the mortgageAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.1K Net savings after CCs 14/5/26 (but owed £1.3K) so £3.4K
3) Mortgage neutral by 06/30 (AVC £44K + Lump Sums DB £4.6K + (25% of SIPP 1.7K) = 50.3K of £127.5K target 39.4% 3/7//26 (If took bigger lump sum = 72.2K or 56.8%)
4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
5) SIPP £5.7K updated 29/5/266 -
Your break sounded wonderful and scenic. Sneaking in a look at a property was a good call, gives you a benchmark.
Congratulations to DD! That's fantastic 🤗Mortgage started 2020, aiming to clear 31/12/2029.4
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