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Prosperous soul in the making

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Comments

  • MovingForwards
    MovingForwards Posts: 17,164 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Keep focused when going through things to fill the skip, it will be worth it.
    How was your return a prohibited item, I didn't think there was anything that would justify the extra charge. Maybe have a chat with RM customer service and see what they say.
    I don't think good wills can be done at the same time as a refund, it probably comes from a different account held by the company and they may need to confirm card details to do it.

    Mortgage started 2020, aiming to clear 31/12/2029.
  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    We ended up with a skip during lockdown (which we weren’t expecting) and it was great, we managed to get rid of so much stuff without having to faff around with the tip so hopefully you will be able to do the same. 
  • Blackcats
    Blackcats Posts: 4,007 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    SH you are so creative.  I love the sound of the lampshade you've made.  I have a picture if it in my imagination and part of me would love to see a photo to prove myself right but I could, of course be completely wrong.  The colour combination sounds gorgeous.  Just before lockdown I went to a restaurant where the decor was similar colours and it looked really stylish.  
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    thanks Blackcats - when I've finished it I will send you a picture via pm. Thanks PF - yes just got up for the skip - I went for the middle size but now think I should have gone bigger. Oh well! Having brekkie and then need to take DH to get motorbike. Expecting the bill to be around £700. Sadly DH's car tax is due at the end of the month too and because it is an 06 plate it is due o be around £240!! Before we go away to our B&B, DH needs to do a piece of work - and really so should I - and then we can both sign off and not worry all of next week. Still need to pack. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Enjoy your time away. 
  • MovingForwards
    MovingForwards Posts: 17,164 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Yikes!
    Have a lovely time and you can tell us all about in afterwards 😊
    Mortgage started 2020, aiming to clear 31/12/2029.
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