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My journey to a debt free life

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  • foxgloves
    foxgloves Posts: 12,602 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'd never heard of the superstition regarding new year laundry, so that was interesting..My Grandad always used to say that we should go outside & 'turn our money over' at full moon, but I can't recall seeing him actually doing it. 
    F
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • milann
    milann Posts: 11,408 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    It’s lovely to hear that you’re full of energy. 👍 Long May it continue 🥂🎉
    January spends - £587.58
  • Onebrokelady
    Onebrokelady Posts: 7,800 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    foxgloves said:
    I'd never heard of the superstition regarding new year laundry, so that was interesting..My Grandad always used to say that we should go outside & 'turn our money over' at full moon, but I can't recall seeing him actually doing it. 
    F
    I've not heard of that one 😊 I do like to do a variation of first footing, I have a piece of coal which I take out the back door then I walk through the garden out into our carpark, back along the road into my front garden and through my front door. I think its meant to be done by the first tall dark stranger or man who comes through your door,but I don't know any so do it myself 😀 My mum also used to open the front and back doors and windows to let the old year out and the new year in but she doesn't do it anymore 
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,120
  • Onebrokelady
    Onebrokelady Posts: 7,800 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    milann said:
    It’s lovely to hear that you’re full of energy. 👍 Long May it continue 🥂🎉
    Thanks 😊I did have to have a little nap this afternoon because I was awake for hours then B got me up to let her out for a wee at 4.30 am 🙀
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,120
  • Onebrokelady
    Onebrokelady Posts: 7,800 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    I've had a quiet day today mainly because I still feel like I've got a cold brewing which is very annoying. I finished my book which inspired me to go out for a walk so I took B through the fields which she seemed to enjoy. 

    I had a little nap this afternoon and felt a bit shivery but it's gone again now so I don't know what's going on. We were supposed to have a roast dinner today but DD has a horrible cold so she didn't feel like it and neither did I so we ate some more bits of party food from the freezer. I bought a Yule log this year and it's not as nice as I thought it would be so I put a slice in the microwave for 15 seconds and it was yummy, just like hot chocolate fudge cake 😍😍

    I still need to do my budget for this month but I've been waiting for DDs rent, she has paid me now so I will be doing that in the next couple of days . I have updated my signature to take into account this months SC payment which normally goes out on the 1st of the month and I am tantalisingly close to being under £12,000 😀 
    Today has also been a NSD which I am going to try to remember to record. I was thinking of doing no spend January as I don't have any major commitments this month but I'm not sure if it's a realistic goal for me. I still have things I would like to do such as meeting friends and I know you can allow for this in the rules but I'm an all or nothing person and no spend means no spend to me so I think I will stick with NSDs instead and just aim to do as many as possible in each month .

    Tomorrow I am working a late so won't be doing anything else. I'm getting a bus to work but the timings are a bit off so I will be about 10 minutes late. I will phone and let them know in the morning then I am walking home because the buses are not running a full service and I don't want to waste my time waiting around.

    I have my review appointment with the GP who prescribed me the steroids on Wednesday so I expect they will try to reduce them again seeing as my CRP levels are down to 1 from 35. I'm actually working on Wednesday so will have to make sure she has my work number as well as my mobile,I'm in clinics and the reception down there is rubbish so she won't get me on my mobile 

    I'm now supposed to be going to sleep but I'm not tired yet which is why I don't sleep in the day 😟
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,120
  • Seasidegal58
    Seasidegal58 Posts: 6,017 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    A belated Merry Christmas and happy New Year OBL. Great to read that your medication has been working so well and also that your little dog is on the mend after the scare just before Christmas. 
    I hope your review appointment goes well on Wednesday. 🤞
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Onebrokelady
    Onebrokelady Posts: 7,800 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Work was nice again yesterday. We don't have any eating disorder patients in at the moment and it makes a big difference to the shift  as they are very intense and need lots of support which is hard when there isn't enough staff 
    I walked home which was nice and refreshing but I was actually tired after a shower and chat with DD so I went to bed.

    Today was a day off so I went food shopping. I didn't need much just a few bits and some dog food. I also took some of the Christmas decorations down, I've left the tree up and will do that on Thursday. 

    I cooked a roast dinner for tea and made enough for tomorrow so I won't have to cook when I get home from work and I also did two loads of washing. 

    Tomorrow I'm working 9-5 in clinics and will be walking home. I've also got my review appointment tomorrow if she can get hold of me at work. 
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,120
  • Onebrokelady
    Onebrokelady Posts: 7,800 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    A belated Merry Christmas and happy New Year OBL. Great to read that your medication has been working so well and also that your little dog is on the mend after the scare just before Christmas. 
    I hope your review appointment goes well on Wednesday. 🤞
    Same to you 😀. I'm feeling really good at the moment so long may it last. B is doing ok, she is a little bit slower but still getting around ok so I'm happy with her.
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,120
  • Drawingaline
    Drawingaline Posts: 2,988 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    It's just so lovely reading about you feeling so much better.
    Debt free Feb 2021 🎉
  • Onebrokelady
    Onebrokelady Posts: 7,800 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    It's just so lovely reading about you feeling so much better.
    Thank you 😊
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,120
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