📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

My journey to a debt free life

1573574576578579792

Comments

  • milann said:
    Hope you’re not too tired after work.
    I bet you are very pleased to see the numbers coming down. It always feels a long slog but is so worth it when you get there…..keep going. Just enjoy sitting finishing your jumper in your lovely room that has been paid for without getting any more debt 👏👏👏
    I am pleased with the numbers, if the house didn't need so much doing to it I would chuck all of DDs money at it as well but I need to much doing 
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • I put my big girl pants on this morning and did my SC review and it was fine,I spoke to a lovely man who was very helpful although he made my outgoings more than I did on my budget so I don't know what the difference is. I will see when he emails me my new plan so I can compare.
    The exciting news is I owe less than I thought I did so I'm going to update my signature again in a minute as I owe £172 less than I thought 🎉🎉🎉 He also told me the reason I couldn't update online is because my plan is a long one (13 years) and you used to have to phone up to do those but they have removed that limit now so next time I should be able to do it online.
    I increased my monthly payment as well to £90 because I wanted to round it up from £86 which was annoying me. I'm going to see how the next few months pan out then I might increase it to £100 as I'm sure I would find that doable and it would cut down the time left to pay,Ive shaved 7 months off by increasing it by £4 a month 😊

    I was supposed to go into town today but I am too tired and my legs are hurting quite a lot. There is also The Tour Of Britain going through my suburb today literally at the bottom of my hill so there will be delays to the buses due to lots of closed roads. I can't be waiting around for buses today I've got better things to do.

    Its a gorgeous day here today so I might sit out in the garden if I can hide from the chickens 😀😀
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • What a good day it's been today. DD2 had an interview today for a band 6 Occupational Therapy Team Lead and she was offered the job 🎉🎉🎉🎉🎉Im so pleased for her and so proud that she's got this after only being qualified for just over a year, she has worked really hard to get to this point and should be really proud of herself 😊

    I also went to slimming world and have lost another lb so that's 6.5lbs lost so far. Im working towards 7lbs next week andantes return to my goal weight by Christmas. I can't stop smiling today 😀
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Parkyp
    Parkyp Posts: 883 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    A double celebration 🥳👏👏
  • That’s brilliant for DH and you. Tackling the SC was great and I bet you feel much better having done it now? 

    Great about the weight loss too x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Sun_Addict
    Sun_Addict Posts: 24,217 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    What a lovely good news day ☺️ Well done to DD2 and you 🥳
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • milann
    milann Posts: 11,444 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    edited 7 September 2021 at 9:48AM
    Wowsers - great news all round then. 👏👏👏👏 Well done to dd and we’ll done to you for shifting another lb 🥂
    Annnddd well done for tackling the debt head on. 
    No wonder you can’t stop smiling 😁😁😁😁
    January spends - £587.58
  • It's been a good week all round this week 😊 I went to meet a friend for coffee today and had a little mooch round town, I didn't buy anything that wasn't on my list though so no unplanned spending today. 
    I hoovered and mopped all my floors when I got home and gave the kitchen a good going over. I also got a load of washing done but it rained nearly all day so it's had to go on the airer in the spare room. 

    Found out today that another long term member of staff is leaving, she's been there for 20 years but is moving on to something new, I think me and my friend are rapidly becoming the longest serving members of staff on our ward, both of us have been there for 28 years 🙀🙀 and have worked in our hospital for 29 years on November the 2nd this year. I hated it and was only going to stay until I found something else and now it's like my second home 😀

    Im working 9-5 tomorrow in clinics all day so it should be an ok day. DD is going on a last minute adventure to Birmingham tomorrow evening and won't be back until Sunday so I will have the house to myself for a couple of nights. The only downside to this is that I will have to get up a bit earlier on Sunday to walk B before working my long day but it can't be helped 🤷‍♀️

    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Just read back over the last few posts and related I didn't update on Wednesday, I could have sworn I had posted last night. I think I'm losing my marbles 😀 

    Wednesday saw me taking a trip out into the countryside to visit DD1 and the DGSs. DGS 1 wasn't there because he started school on Tuesday 🙀🙀 still can't believe he is old enough for school. I spent the day at DDs house being entertained by DGS 2 who is a real character and so funny 😍😍 then I went with DD to pick DGS 1 up from school. He looks so cute in his uniform and is really loving school so far so that's good news. His dad too, him on his first day and he said he just went off with the teacher and didn't even look back, I think his dad was a bit sad that he is now going to school but he took it all in his stride 😊
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Sun_Addict
    Sun_Addict Posts: 24,217 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I didn’t like the job I’m in at first. I was sent there by a temping agency after the land and development consultants I worked for closed down. I hated the dark office and the fact there were too many people working there after being used to a light, airy office with 4 employees. 21 years later … 🤣
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.