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My journey to a debt free life

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Comments

  • Deffo worth it if it does the job and makes you feel better x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Onebrokelady
    Onebrokelady Posts: 7,864 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    I've had a pleasant afternoon/ early evening doing some sewing and I'm really enjoying stitching it, it's a lovely design and not too complicated so I don't have to concentrate too much,I've also read some of my book ,I joined the Good Reads book challenge today,I've only set my target at 12 books for the year because that is one a month which is probably a bit low for the amount i read but I've never tracked it before so thought I would start low

    I'm also doing another idea this year, you get a jar with a lid and every time something nice happens you write it on a slip of paper and put it in the jar then next New Year's Eve you empty it out and read back on all the positive things that happened in your life in the previous year,it doesn't have to be big things either just anything that made you happy or smile

    Right now I'm just going to hang up the washing that's just finished in the machine then I'm going to bed,I am feeling really tired this evening so I'm hoping that's means I will sleep well
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Willowtree222
    Willowtree222 Posts: 8,266 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I read that OBL and also thought it was a good idea, but know I would forget to do it.

    I do have two jars though. I have written a number 1 on all of them and every time I pay off 1% of my debt, I put it in the other jar. It started off with nothing in the other jar, but now I have more in the paid off than I do in the owe. That really motivates me. Every month, little one helps to put the 1 in the other jar. I did get the idea from someone on here. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Onebrokelady
    Onebrokelady Posts: 7,864 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Nicnak wrote: »
    I read that OBL and also thought it was a good idea, but know I would forget to do it.

    I do have two jars though. I have written a number 1 on all of them and every time I pay off 1% of my debt, I put it in the other jar. It started off with nothing in the other jar, but now I have more in the paid off than I do in the owe. That really motivates me. Every month, little one helps to put the 1 in the other jar. I did get the idea from someone on here. x


    I like this idea 😊
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Onebrokelady
    Onebrokelady Posts: 7,864 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Wow can't believe we are at the end of another week, work was really nice and relaxed today,I was nearly late getting up though because when I set my alarm last night I set it for 07.50 instead of 06.50 🙀luckily I woke up naturally and checked the time so was only 5 minutes late getting up

    I am happy to report that I think my appetite is definitely on its way back, however I haven't eaten anything healthy but have been working my way through the chocolates that haven't been eaten yet,tomorrow I'm thinking I will make a cottage pie and I have some broccoli that I need to eat, so that will keep me in meals for 4 days, hopefully I will still feel like eating tomorrow so can have that for my tea

    Apart from going to work I haven't done anything else today,I did finish my book when I got home,I really enjoyed the story so will keep an eye out for the author in the future

    I'm off again tomorrow and I have vague plans for taking the Christmas decorations down,I really don't want to though as I hate it when they all go back in the loft, everywhere looks so bare :(

    I also need to go and buy chicken feed tomorrow so will walk along the river with the dog to my local pet shop to buy that then we can get the bus back, it kills two birds with one stone getting her walk in and a shopping trip at the same time 😊

    My bedroom also needs a tidy and clean so I might do that tomorrow as well,I am definitely changing my duvet but would also like to have a good tidy up and polish everywhere,it depends on how energetic I feel when I get back from the pet shop

    If I have enough time I will do some more sewing in the evening,DD1 has said she likes the Christmas decoration I'm making so I'm thinking I might sew another one for her for Christmas next year, imagine getting my first Christmas present done in January/ February :rotfl:
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Willowtree222
    Willowtree222 Posts: 8,266 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    That's one busy day if you manage it. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • foxgloves
    foxgloves Posts: 12,712 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It's well worth making Christmas presents all year round, OBL. Although my main knitting project atm is an intricate traditional fisherman's jumper, I also have a pair of socks cast on. I like a simple project I can do while watching things with subtitles on TV. My jumper has 324 stitches to each round, so that's a nightmare to unravel if I make a mistake. We are so far from next Christmas there's no pressure to hurry the socks, but when they're finished, they will be going in the presents bag for a b-in-law.
    F x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • I'm glad your appetitie is finally coming back OBL. It's been about two weeks since you had the tummy bug isn't it? I still don't feel right and it's been a week since I was struck down.

    I hate taking the Christmas decorations down too as it does make the house look bare, but I get used to it after a couple of days.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Onebrokelady
    Onebrokelady Posts: 7,864 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    foxgloves wrote: »
    It's well worth making Christmas presents all year round, OBL. Although my main knitting project atm is an intricate traditional fisherman's jumper, I also have a pair of socks cast on. I like a simple project I can do while watching things with subtitles on TV. My jumper has 324 stitches to each round, so that's a nightmare to unravel if I make a mistake. We are so far from next Christmas there's no pressure to hurry the socks, but when they're finished, they will be going in the presents bag for a b-in-law.
    F x


    Hopefully I will be starting my sock knitting this year ,I also have a yearning to knit myself a nice cable knit jumper,but this would involve buying wool so it's not happening yet
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Onebrokelady
    Onebrokelady Posts: 7,864 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    I'm glad your appetitie is finally coming back OBL. It's been about two weeks since you had the tummy bug isn't it? I still don't feel right and it's been a week since I was struck down.

    I hate taking the Christmas decorations down too as it does make the house look bare, but I get used to it after a couple of days.

    yes It was a couple of weeks ago on December the 19th that I was ill, it seems like such a long time ago now, hopefully you will start to feel better soon xx
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
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