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Sorry I've been awol from your diary for a while SA. Sorry you've been ill and I hope you feel completely better soon.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS6 -
Just an idea but if you ring a local food bank they might arrange for one of their volunteers to pick up a good quantity of bags?I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/228 -
Yay to getting the windows sorted 😀boo to Mr SAs sister sticking her oar in,replacing windows in a bay is always more expensive then a normal window, I don't have a bay window but I do have a massive window in my living room which comes below the safety level for toughened glass,I had to pay extra to have toughened glass in mine because there is a very slight change someone could fall through it 🙀people kept saying I paid too much and I got fed up explaining about the toughened glass situation
Yay also to friends inviting you out, I love a good catch up with friends,I was supposed to meet my best this week because we haven't seen each other for a couple of weeks,we were going to meet for a coffee but I don't know if we will now 😟Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,1208 -
Enjoy your catch-up with your friend and enjoy your new doors.
January spends - £587.587 -
Cherryfudge said:Just an idea but if you ring a local food bank they might arrange for one of their volunteers to pick up a good quantity of bags?
We would do that.
Out of interest when you get your Mr M's deliveries did you get the paper bags or plastic SA?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
Still plastic ones. They’re using the Ocado warehouse so the grey bags Ocado use not Mr M ones.Suddenly felt much better this afternoon so went for a very long walk after work. Downloaded the Joe Wickes podcast interviewing Jamie Oliver, it was very interesting and walked for the 51 minutes duration while listening. Gosh the weather was warm, I’d been chained to my desk in meetings most of the day so was desperate for some fresh air and exercise.Might go for a run in the morning 👍I get knocked down but I get up again (Chumbawamba, Tubthumping)9
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Glad you're feeling better and that you're managing to get out for some quiet time and exercise!
Start Debt Jun 2020 = £10,036 - Current £5,894 | #324 £1,000 Emergency Fund Member - £2057 -
Morning 😎
Didn't go for a run this morning, I might leave running until next week to make sure I'm 100%. Feel so much better though, it's great to feel human again 😀
Got the hairdressers later this afternoon after work. Thinking about going to a new Italian bar/restaurant that opened locally at the weekend just for a drink and a nosey after the hairdressers. Not set foot inside a pub/café/restaurant locally since about February! It looks like a lovely place when you pass it.
Have a fabulous day x
I get knocked down but I get up again (Chumbawamba, Tubthumping)7 -
Happy new hair. 😀 xI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
Glad you are feeling better and good move on missing the run to make sure you are 100%.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£162.90
Save £12k in 2025 #1 £12000/£70007
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