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  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Mine will be dire.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • We are retired so home more during the day and my DH has a tendency to turn the thermostat up as he gets cold very easily.  I am more active and out and about a lot so don't feel the cold as much.  British Gas did our review this week and put our monthly payment up to £240 from £166 a month but also paid back half of the credit we have in our account.  I don't really understand why they just didn't increase the monthly payment by less.  Still £240 less the government contribution of £66 is better than some others. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
    Save £12k in 2025 #1 £12000/£8000
  • Cherryfudge
    Cherryfudge Posts: 13,233 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Eek! That's some bill. We still have credit but I don't think it will last too long: the heating's been on all day since the beginning of the cold snap. It's usually around 16-17 degrees in the day time, 18 if we have guests. :) Overnight I turn it down to 14.5 but last night it still came on.

    A friend pointed out our local weather forecast for the weekend: from -1 on Saturday to 13C on Monday! Crazy, but at least we won't need the heating on as much. :) 
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • SA I think my bill will be humongous, my heating has been on 12 hours a day for over a week now, I am lucky to have money to cover it, lord knows what people on low incomes are doing. 
    I am getting curtains for all my windows , I only have blinds and this is the first time I have felt cold in this flat . 
    Traybake sounds good . 
    Life is an adventure, never stop exploring.

  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    People on low income are literally crying. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,041 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    In good news I've received a lovely surprise of a £20 gift voucher as a thank you from someone at work this morning.

    In bad news Mr M have emailed me to say they've subbed Mr SA's beer for one he doesn't like so that will be returned. Oh well it was a nice try getting it for 15% off 😐 It's not as if he hasn't got any! The rest of my order is fine just that there won't be a lot of it when it arrives because I didn't order much.

    I've been much warmer this afternoon as the sun has been shining on me through the patio doors which was a welcome bonus.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • How lovely to get a thankyou gift voucher. Treat yourself to something nice.  
    I had a Mr S delivery today, they subbed stollen bites for mincemeat puffs. Had to sent them back as we don't eat mince pies. Some of the things they substitute sometimes, do make me laugh. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756

    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


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