Regular Saver Thread **New and Restarted**

karlie88

arsenalboy wrote: »

If it is of any help to anybody being put off by the Scottish BS requirement of certified documentation please note the following.

I have previously had Scottish BS regular savers but not for a couple of years. I tongue in cheek emailed them and asked whether I was exempt from providing ID and the reply this morning said

I do see that you previously held accounts with us. If you wish to open a new Regular Saver with us you would need to provide new identification, one piece proving your identity and another proving your address.
We can either accept originals or certified copies


The person didn't say whether they would return them but I expect they would.

Most people should be able to cope with two pieces of ID without sending off passports/driving licences etc.

Hope that helps

The problem is that many people (myself included) don't want to send original passports/driving licence/bills etc. unless it's sent via Special Delivery - which costs around £7. Then there's no guarantee what method they'll use to send your original documents back.

Certified copies cost money too (for the majority of us) - my local solicitor charges £10 per document that needs certifying.

I think I'll pass on the Scottish BS Reg Saver. I thought I'd never say this, but it's not worth the hassle. Lots of other reg savers out there to have fun with.

badger09

karlie88 wrote: »

.

I think I'll pass on the Scottish BS Reg Saver. I thought I'd never say this, but it's not worth the hassle. Lots of other reg savers out there to have fun with.

:eek::eek::eek::eek: karlie88 has flipped


Seriously though, I decided some time ago that most of the Reg Savers around, and many of the current accounts, are no longer worth the hassle. To me anyway:o

schiff

Certainly RSs at 2% and under I would agree.

mhoc

Please can I ask has anyone got a Chorley Festive Fund regular saver which is maturing in October? And if so have you had a letter regarding instructions upon the maturing date?

Mine matures October 10th so its well within the 28 days now

Steve_xx

mhoc wrote: »

Please can I ask has anyone got a Chorley Festive Fund regular saver which is maturing in October? And if so have you had a letter regarding instructions upon the maturing date?

Mine matures October 10th so its well within the 28 days now

Yes I have one. No, I've not had contact from them.

Ed-1

mhoc wrote: »

Please can I ask has anyone got a Chorley Festive Fund regular saver which is maturing in October? And if so have you had a letter regarding instructions upon the maturing date?

Mine matures October 10th so its well within the 28 days now

Thought it matures on 31st October for everyone?

mgarl10024

Steve_xx wrote: »

Yes I have one. No, I've not had contact from them.

Same. <Needless extra characters>

moi

Ed-1 wrote: »

Thought it matures on 31st October for everyone?

That's what's on the summary leaflet:

"The account will mature at close of business on the 31st October 2018.
The balance will then be available on the following working day. We will contact you at least 14 days prior to maturity to advise you of the maturity date and provide options available at that time."

RG2015

colsten wrote: »

Looks a pretty clear pattern there to me. 9 - 11 - 1 - 3 -5 - 7 - 9 - 11 - 1 - 3 - 5 - 7. So the next number would be 9.

The countdown is on then for the Virgin Money regular e-saver. Only four days left for the sequence to be maintained.

schiff

I think Virgin may be regretting the 3% on the last one. In a way that could have been committing them to keep to that rate, when possibly the investors would have been very content with 2.75% and quite content with 2.5%.

If they offer less than 3% on the next one, it will seem like losing face. The solution could be one at 3% every other month, online and store combined.