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Regular Saver Thread **New and Restarted**

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Comments

  • soulsaver
    soulsaver Posts: 6,682 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 24 September 2018 at 11:01PM
    Here is Scottish BS identity requirements checklist:
    https://www.scottishbs.co.uk/help-support/proving-your-identity

    List A – Proof of who you are:
    • Current signed UK or EU passport
    • Current UK photocard driving licence (full or provisional)
    • Current full UK driving licence (old style paper version)
    • HMRC Tax Notification (not P45 or P60)
    • UK Bank/Building Society Statement* with corresponding debit card (we do not accept credit card statements)
    • Firearms Certificate or Shotgun Licence
    • Notification letter confirming entitlement to state benefit, tax credit, pension or educational grant

    Alternative options for under 18s** • Birth Certificate • Student Identification

    List B – Proof of where you live:
    • Council tax bill for the current year
    • Current UK photocard driving licence (full or provisional)
    • Current full UK driving licence (old style paper version)
    • HMRC Tax Notification (not P45 or P60)
    • UK Bank/Building Society Statement* (we do not accept credit card statements)
    • Notification letter confirming entitlement to state benefit, tax credit, pension or educational grant
    • Utility bill (not mobile phone or TV/cable/satellite)*
    • Council/Housing Association tenancy agreement

    Alternative options for under 18s
    • School/College/University letter (on official letterhead)
    • Proof of parent/guardian’s address

    *dated within the last 3 months.
  • karlie88
    karlie88 Posts: 9,114 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    arsenalboy wrote: »
    If it is of any help to anybody being put off by the Scottish BS requirement of certified documentation please note the following.

    I have previously had Scottish BS regular savers but not for a couple of years. I tongue in cheek emailed them and asked whether I was exempt from providing ID and the reply this morning said

    I do see that you previously held accounts with us. If you wish to open a new Regular Saver with us you would need to provide new identification, one piece proving your identity and another proving your address.
    We can either accept originals or certified copies


    The person didn't say whether they would return them but I expect they would.

    Most people should be able to cope with two pieces of ID without sending off passports/driving licences etc.

    Hope that helps

    The problem is that many people (myself included) don't want to send original passports/driving licence/bills etc. unless it's sent via Special Delivery - which costs around £7. Then there's no guarantee what method they'll use to send your original documents back.

    Certified copies cost money too (for the majority of us) - my local solicitor charges £10 per document that needs certifying.

    I think I'll pass on the Scottish BS Reg Saver. I thought I'd never say this, but it's not worth the hassle. :D Lots of other reg savers out there to have fun with.
    :grouphug: :D Official MSE canny forumite and HUKD VIP badge member :D :grouphug:
  • badger09
    badger09 Posts: 11,638 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    karlie88 wrote: »
    .

    I think I'll pass on the Scottish BS Reg Saver. I thought I'd never say this, but it's not worth the hassle. :D Lots of other reg savers out there to have fun with.

    :eek::eek::eek::eek: karlie88 has flipped


    Seriously though, I decided some time ago that most of the Reg Savers around, and many of the current accounts, are no longer worth the hassle. To me anyway:o
  • schiff
    schiff Posts: 20,312 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Certainly RSs at 2% and under I would agree.
  • mhoc
    mhoc Posts: 19,305 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Please can I ask has anyone got a Chorley Festive Fund regular saver which is maturing in October? And if so have you had a letter regarding instructions upon the maturing date?

    Mine matures October 10th so its well within the 28 days now
    “Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”
  • Steve_xx
    Steve_xx Posts: 6,979 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    mhoc wrote: »
    Please can I ask has anyone got a Chorley Festive Fund regular saver which is maturing in October? And if so have you had a letter regarding instructions upon the maturing date?

    Mine matures October 10th so its well within the 28 days now

    Yes I have one. No, I've not had contact from them.
  • Ed-1
    Ed-1 Posts: 3,964 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    mhoc wrote: »
    Please can I ask has anyone got a Chorley Festive Fund regular saver which is maturing in October? And if so have you had a letter regarding instructions upon the maturing date?

    Mine matures October 10th so its well within the 28 days now

    Thought it matures on 31st October for everyone?
  • Steve_xx wrote: »
    Yes I have one. No, I've not had contact from them.


    Same. <Needless extra characters>
  • moi
    moi Posts: 1,037 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Ed-1 wrote: »
    Thought it matures on 31st October for everyone?

    That's what's on the summary leaflet:

    "The account will mature at close of business on the 31st October 2018.
    The balance will then be available on the following working day. We will contact you at least 14 days prior to maturity to advise you of the maturity date and provide options available at that time."
  • RG2015
    RG2015 Posts: 6,064 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    colsten wrote: »
    Looks a pretty clear pattern there to me. 9 - 11 - 1 - 3 -5 - 7 - 9 - 11 - 1 - 3 - 5 - 7. So the next number would be 9.
    The countdown is on then for the Virgin Money regular e-saver. Only four days left for the sequence to be maintained.
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