Regular Saver Thread **New and Restarted**

MisterMotivated

Steve_xx wrote: »

You can open a Regular Saver online if you have a current account.

I have 2 TSB current accounts, but they've temporarily halted online applications for various types of accounts following their recent IT issues. Only way to open them at the moment is in branch AFAIK. I'll probably just wait until online option comes back and see how things stand.

polymaff

MisterMotivated wrote: »

I have a small number of RS's at the moment (<10) due to planning a large purchase in the near future, but tried to open a TSB monthly saver today with no luck. As they aren't currently available online, I decided to go to a branch in town, but there was apparently "nobody available to see me" and I'd have to make an appointment to come back. I've decided not to bother for now, as the 2% isn't much above the 1.31% the money's currently earning. I wish they would just let you open these at the main counter instead of making you have a meeting with someone trying to upsell you every product they have.

Glad to know it is not just me. Not online. Not over the phone.

TSB - The Sod-you Bank.

soulsaver

Sweetcake wrote: »

... a lot of people here tend to get touchy about things that are outside discussing opening new regular savers. Giving you a heads up.

Eh? Must be a lot of unhappy people then...

First page:

"I am happy for people to use this thread to discuss the regular savings accounts on this list."

System

Cool. That’s not to be taken personally. What I said still stands regardless of your first page quote, and that is the case. The person was asking for help about their personal upkeep of accounts or so, I said best to do a new thread, as that would essentially derail the thread , and people don’t like that happening. It’s simple, and if you scroll up you’ll see instances where people (myself included)have actually been talking about the regular savers on the list , but about personal use and other stuff, and have been told not to derail the thread for the very same reason. Hence why I said OUTSIDE of opening regular savers.

Willing2Learn

Sweetcake wrote: »

Cool. That’s not to be taken personally. What I said still stands regardless of your first page quote, and that is the case. The person was asking for help about their personal upkeep of accounts or so, I said best to do a new thread, as that would essentially derail the thread , and people don’t like that happening. It’s simple, and if you scroll up you’ll see instances where people (myself included)have actually been talking about the regular savers on the list , but about personal use and other stuff, and have been told not to derail the thread for the very same reason. Hence why I said OUTSIDE of opening regular savers.

Said Sweetcake, while nonchalantly derailing the thread...

veryintrigued

soulsaver wrote: »

Eh? Must be a lot of unhappy people then...

First page:

"I am happy for people to use this thread to discuss the regular savings accounts on this list."

In bold....

soulsaver

veryintrigued wrote: »

In bold....

Yep - George's subject accounts are all on the list.

JamesRobinson48

I see that Scottish Building Society is now offering 2.00% p.a. variable on its 12 month RS, max £500 per month, operated by post or branch and seemingly not restricted to residents of Scotland. Please, any feedback on this BS, especially from any of its customers resident in England or Wales?

karlie88

JamesRobinson48 wrote: »

I see that Scottish Building Society is now offering 2.00% p.a. variable on its 12 month RS, max £500 per month, operated by post or branch and seemingly not restricted to residents of Scotland. Please, any feedback on this BS, especially from any of its customers resident in England or Wales?

Good spot James.

It used to be 1.6% but the rate increased on Mon 17th Sept to 2%.

Direct link to product: https://www.scottishbs.co.uk/savings/regular-saver

colsten

Applying for the Scottish BS RS is a PITA if you aren't already a customer. They want certified proof of ID, alongside the application form on paper. By the time I have paid for that and posted the application, most of the extra interest the account would give me over and above what I get in Lloyds/BoS current accounts is basically wiped out.

I thought I was going to be clever and get their instant access account as that one is "open 24/7" and makes me an existing customer. Sailed through the online application, just to be told they'll get back to me "in the next few days" to let me know whether they need extra proof of ID........

Nice account, difficult to get if you are not an existing customer.