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NatWest £125 switch incentive

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  • Details of switch sent by text and email; should be completed by 23rd Jan.

    Nicely set up on internet banking and mobile app; I transfered a fiver into the new account from our Lloyds account, which was credited almost immediately. Sending it back again is a little more onerous; I have to wait for the debit card to arrive (our post is notoriously sluggish :p) and shove it in the card reader to set myself up as a payee, so obviously I shan’t be sending £1500.00 into the account until I know I can retrieve it again.

    I’ll probably put the money in once the switch is completed, leave it in for a day or two and then send it back again.

    However, it’s Tuesday today and I only did the business on Sunday, so I’m quite pleased.......so far!! ;)
    A cunning plan, Baldrick? Whatever it was, it's got to be better than pretending to be mad; after all, who'd notice another mad person around here?.......Edmund Blackadder.
  • claire07
    claire07 Posts: 670 Forumite
    Part of the Furniture 500 Posts
    I thought this was going OK as I had a request to send my signature by post yesterday and then later upload driver's licence etc via Digidocs They were approved and I was told they would take 3/5 days to do further checks, though nowhere on the application copy did I see anything about the switch or the account being switched.


    Then today I had a duplicate email again requesting everything I did yesterday again with no mention of switch. So I've downloaded them all again and I am just doing screen shots of everything and saving copies before gearing up to phone them and check.


    I know I clicked the switch button and entered the switch account details so I would have thought they would have been mentioned.
  • harz99
    harz99 Posts: 3,742 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    Good job we're all switch bonus hunters, 'cos Natwest aren't doing any better than YB/Clydesdale did at opening new accounts for a lot of people. Hardly encouraging for the future if you stayed with them.
  • Nick_C
    Nick_C Posts: 7,605 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    Just set this up this afternoon. All reasonably straightforward.

    My delight in earning the easiest £125 I've ever made is however tempered by the knowledge that this loss making bank is still mainly owned by the Taxpayer.
  • castle96
    castle96 Posts: 2,980 Forumite
    Part of the Furniture 1,000 Posts
    Signed up 2 days ago for switch.Account number showing online. Nil else received. Can log on to online account (though I had a savings/account already). Await card/pin, etc. Will pay in/out just before required to
    No request for any id/docs
  • badger09
    badger09 Posts: 11,605 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    claire07 wrote: »
    I thought this was going OK as I had a request to send my signature by post yesterday and then later upload driver's licence etc via Digidocs They were approved and I was told they would take 3/5 days to do further checks, though nowhere on the application copy did I see anything about the switch or the account being switched.


    Then today I had a duplicate email again requesting everything I did yesterday again with no mention of switch. So I've downloaded them all again and I am just doing screen shots of everything and saving copies before gearing up to phone them and check.


    I know I clicked the switch button and entered the switch account details so I would have thought they would have been mentioned.

    Nowhere on any of the (many:() emails, texts or letter I've received since applying on Thursday 11th mentioned a switch, until an email and text this morning, telling me it had started.
  • Katiehound
    Katiehound Posts: 8,125 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    This was all going swimmingly until I decided to take the signed form into local branch rather than post it back.
    Be advised this is not a wise move.

    Branch asked for proof of identity- which was not mentioned in the letter-and no, I don't carry pasport or driving licence around as a norm!!
    Even 'though I appear on their system 'cos I banked there for many years, no, they can't proceed without the proof. Point emphasised by manager in the background.

    Me: Alright I'll just post the form back then...
    Them: No, that will cause a delay, they need proof of identity.We'll put the letter in the front of the diary until you come back in!

    Wrong! The current accounts team have access to the same info on the system and don't need anything more.

    :( Ergo I have now caused a delay and have to back into branch in the next couple of days.
    Mutter, mutter
    Being polite and pleasant doesn't cost anything!
    -Stash bust:in 2022:337
    Stash bust :2023. 120duvets, 24bags,43dogcoats, 2scrunchies, 10mitts, 6 bootees, 8spec cases, 2 A6notebooks, 59cards, 6 lav bags,36 angels,9 bones,1 blanket, 1 lined bag,3 owls, 88 pyramids = total 420total spend £5.Total for 'Dogs for Good' £546.82

    2024:Sewn:59Doggy ds,52pyramids,18 bags,6spec cases,6lav.bags.
    Knits:6covers,4hats,10mitts,2 bootees.
    Crotchet:61angels, 229cards=453 £158.55profit!!!
    2025 3dduvets
  • MABLE
    MABLE Posts: 4,236 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Katiehound wrote: »
    This was all going swimmingly until I decided to take the signed form into local branch rather than post it back.
    Be advised this is not a wise move.

    Branch asked for proof of identity- which was not mentioned in the letter-and no, I don't carry pasport or driving licence around as a norm!!
    Even 'though I appear on their system 'cos I banked there for many years, no, they can't proceed without the proof. Point emphasised by manager in the background.

    Me: Alright I'll just post the form back then...
    Them: No, that will cause a delay, they need proof of identity.We'll put the letter in the front of the diary until you come back in!

    Wrong! The current accounts team have access to the same info on the system and don't need anything more.

    :( Ergo I have now caused a delay and have to back into branch in the next couple of days.
    Mutter, mutter

    I just put mine through their letterbox in an envelope addressed to the details on the form.
  • adindas
    adindas Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 16 January 2018 at 8:09PM
    EachPenny wrote: »
    As keiran says, I've been told a FI can remove the record of a search in certain circumstances - one of which is if the search was made in error. A system error which results in a search being carried out for a product the customer is not actually applying for would appear to justify removal on that basis.

    I don't know what will happen with NatWest yet, but I have previously had a search deleted due to a bank system error.

    This is actually my point. In order to do that they will need to publicly acknowledge first that they are the party who is making that mistake.

    If it happens quite often it is not good for their reputation.

    If they made mistake they are legally required to correct it anyway as any credit file needs to be the true reflection of how the account is conducted.
  • Up and running, card arrived, requested card reader. Is this offer open to Joint Account xfers for a sneeky second helping ???
    Over £2K made from bank switches and P2P incentives since 2016 :beer:
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