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  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    This is good, SL, thank you!  I do have one of those guns, and I loaded up a cartridge I had, but its much too old.  I have another couple that I bought last year, still unopened, so I'll give those a try.

    Loving the universal spreader :) you're so knowledgeable, SL, I must take a copy of what you've been writing on madvix's thread too.

    I'm just watching Poirot at the moment, still waking up.  
    2023: the year I get to buy a car
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Just checked the little private pensions I've got - two with Aviva, because they took over a place where I already had one - and one with another.  Hadn't checked the figures for a while, and they've gone up 10%.  Hurray :) 

    Chat with sister accomplished, all's well there, and I'm off out for a walk now, half an hour or so.  Doing well.
    2023: the year I get to buy a car
  • Cheery_Daff
    Cheery_Daff Posts: 17,146 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hooray indeed! And glad you're feeling well enough for a walk 😊
  • themadvix
    themadvix Posts: 8,750 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    We were above for holidays too, and that’s without counting random nights away that we pay for ad hoc rather than from holiday pot!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Are those the averages for what people on your income spend? Looks like you're well under average on food, eating out, travel etc, but over on energy and holidays! 
    Yep, thats in relation to the averages for people on my income.  Very surprised my energy use is over - perhaps its to do with the chronic fatigue, and being at home more.  Doesn't surprise me the holidays are way expensive, I punch somewhat above my weight in terms of holidays, because I go on cruises - the basic amount for this Iceland/Greenland one was £2500 or thereabouts.

    Did you put your actual numbers in the boxes? That's what tells you the percentages in relation to average spends.
    I did that next - I'll list that below.

    I only checked mine against people on our income, rather than against the national average, might do that later too
    There's a few surprises for me - but I suppose there's bound to be, my *income* is state pension only, but my savings and private pension and investment apartment end up making me a bit niche.  Again  ;)
    2023: the year I get to buy a car
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I did the individually-based items, and my personal inflation rate comes out at 13.8%, an increase of £98 in my monthly spend.  Most of the inflation caused by energy bills (surprise!) holidays, and food and drink.  

    The most useful was the average energy spend for people on my income, my DD is over that - I've taken a note of SL's 3 minute microwave cake, I think that's going to be really useful.
    2023: the year I get to buy a car
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