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Oooh I forget about Killing Eve!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)5 -
Some good words with s~~ Scot, Scotland,scunnered, skanky.................
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Karma, are you sure your dishwasher has a hot water feed? I don’t think most do?Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5 -
My dishwasher is 12 yrs old & is cold water feed, as is my 7 yr old washing machine. I thought they all were now.
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themadvix said:Karma, are you sure your dishwasher has a hot water feed? I don’t think most do?
The hot water is a separate thing - I meant that I couldn't hand wash the tops of whatever I was cooking because I don't put the hot water on except when I'm having a shower. My dishwasher, as you and bad memory are saying, is cold feed. Babble .... babble .... babble!2023: the year I get to buy a car5 -
debtfreeoneday said:Oooh I forget about Killing Eve!beanielou said:Some good words with s~~ Scot, Scotland,scunnered, skanky.................2023: the year I get to buy a car5
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If you put a bit of biological washing powder (or about a quarter of a crumbled cube) in a jug of boiling water and gently warm your over it will help lift the skanky stuff. I do my combi microwave grill that way. Although I heat the water in the jug on the microwave setting and the steam has a magical effect. I also pour a dribble on the base and let it fester sit for a few hours and using heavy kitchen paper or disposable rags it just wipes offSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here5 -
Suffolk_lass said:I also pour a dribble on the base and let it fester sit for a few hours and using heavy kitchen paper or disposable rags it just wipes off
that's why its still sitting on my lovely new work surface
I get halfway and stop. For a looong time. The disgustingness is actually about me, not my oven tray
2023: the year I get to buy a car4 -
Morning all! My lack of sleep over the last week has finally caught up with me - I had a better sleep last night, but you know that feeling where you're so tired that starting to catch up makes you feel worse? That's how I feel right now. So, not very much has been done. I managed to have my usual breakfast and hot drinks, finished off filling the dishwasher and put it on, and took some frozen veg out of the freezer to defrost for lunch. And that's it
I *am* feeling a bit perkier now, though, plus I had some achievements yesterday: did my writing task for the Space Group yesterday, bucketful of green debris for the green bin, and went a walk, only about 30 minutes, but I was outside, and upright and breathing deep, so not too bad.
Today: as I said, perkier, though today is a funny old day in terms of the family, I've been quite aware of that, and very grateful for what I've got and the life I've had. But today, I need to rest, I need fresh air, and that's about it: the jobs list to fulfil that is:
- online finance: April's money shuffle not yet started, bank account not checked recently, and statements not downloaded. All of that can be rectified, and it's all routine, nothing freaky.
- garden: I could stand around in the garden looking meaningfully at the scrap wood on top of the collapsing decking at the bottom of the garden. The plan is to make raised beds, and there's certainly enough wood there. I've recently had an epiphany about reinforced and easy corners by using stubs, made of really thick offcuts, they're leftover from fencing posts. Plus more deep breathing, which activates the lymph system, anti-inflammatory self-help.2023: the year I get to buy a car4 -
New monthly budget
Another job I did when I needed to sit still and not do anything much was an updated budget, and this is it:
113 council tax (the annual amount divided by 12, not what will actually be taken)
110 utilities
14 water
11 home and contents insurance
14 tv licence
6 starz, for a little while
28 vodafone, broadband and landline, both unlimited.
15 mobile: it was £9 plus VAT when I joined last year, just been put up, and this is now the actual sum deducted.
125 food. My monthly bill is less than this, but I also do a big top up shop from Healthy Supplies every 6 months or so, for veggie protein like nuts and seeds, and there are a few things I get from Amazon, like ashwagandha and ground linseed.
436 total each calendar month.
I also have a couple of Regular Savers, though they partly use savings that aren't doing much as well as "leftover" income. Occasional items such as diy, home items (a sofa!), covid tests, holidays, I'm not budgeting because to me, at least, that implies spending - much better for my understanding of my figures to say this is what comes in, this is what has to go out. Everything else is negotiable.
Income: £725 every 4 weeks. I just tried to log in to my current account, and I've failed the log in procedure twice. This is not good. So that takes the place of everything else today. Very concerned in case I've got another fraud case on the go
ETA just been through re-registering for online banking, all seems fine. No idea what was going on, it may have been something really simple, but its all done now. I did the first part of the money shuffle, but I didn't stop at the bank website to do any of the downloading of statements, not after that slight panic.
2023: the year I get to buy a car5
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