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misstara's debt diary 2018

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  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Thanks Boodedoo, the mini targets are definitely keeping me motivated :D Unfortunately not the all clear from the dentist, got another course of antibiotics :(

    £1 paid yesterday and £1 today taking me to £50.73/£115.44, 82.1% paid

    Payday tomorrow - £1625.15
    - £1100 usual bills
    - £150 car
    - £200 food
    - £60 sister
    - £50 car fund
    - £65.15 debt
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • You might want to consider a probiotic if you haven’t already done so.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    INOD - I hadn't considered it before but judging on how dodgy my stomach has felt over the last few weeks it's probably a good idea.

    Payday today and payment made to the debt - £50.15 to flat debt and £15 to car debt. Now paid £100.88/£115.44, 84.3% paid :T. Will probably pay the £14.56 tomorrow to get to the 85% target.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    £14.56 paid to the debt so now at 85% paid :T:T. Borrowed the money from the food budget and will repay from 2nd job wages next week.

    Next step is 90% :D worked out I will need to pay £116.04 to get there.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • Boodedoo
    Boodedoo Posts: 504 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    Well done with 85% !!
  • Love watching those percentages climb
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Thanks Boodedoo and INOD :D

    £1 paid yesterday and £2 from bank account reward paid today so £3/£116.04, 85.1% paid :)

    Managed to spend a whopping £57.04 on food shopping over the weekend. Did usual shop on Saturday and then discovered the oven was broken so went back to the supermarket on Sunday to get more microwave friendly things. Think it's the heating element that's broken so should be a relatively easy and cheap fix rather than getting a new cooker.

    Went to an aerobics class with my friend last night which was more fun than I thought it was going to be :rotfl:
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    No spends today. Went to a kettlebells class this morning and then worked a shift for 2nd job this evening.

    £1 paid to the debt so £4/£116.04, 85.1% paid :)
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Smashing it as always :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Thanks monz :D

    Oops not posted for a while again.

    Got paid £65.63 on Friday
    - £27.85 petrol
    - £14.56 back to food budget
    - £10 car fund
    - £5 emergency fund
    - £5 electricity bill
    - £3.22 debt

    Been paying £1 to the debt each day plus £3.22 on Friday so now £11.22/£116.04, 85.3% paid.

    Car tax renewal is through - £195 for 12 months, currently have £180 saved so almost there.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
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