misstara's debt diary 2018

monz

You are doing amazing Your debt is going down and you are still out doing everything you planned xx

misstara

Thanks monz

Budget for tomorrow's pay - £1871.14
- £986 usual bills, love no council tax months
- £150 car
- £60 sister
- £200 food
- £60 petrol
- £75 electricity bill
- £100 holiday fund
- £50 social
- £80.14 debt
- £50 car fund
- £40 emergency fund
- £30 clothes fund

misstara

Payday on Wednesday and after making a payment to the flat debt, I have now paid off 80% :j:j Next target is 85%, I will have to pay £115.44 to achieve it which seems doable by the end of March.

Paid my sister £60 yesterday and also bought travel insurance £11.65.

Payday from 2nd job today - £71.10
- £31.65 holiday
- £30 home
- £9.45 debt

There's currently £130 in the holiday fund. I plan to have a look at flights for my friends wedding as hopefully that will be enough to cover them.

Home fund is starting to save for little home improvements that me and OH have been discussing but also to have some money put by if the washing machine, cooker, etc goes kaput.

Got a kettlebells class booked for 9.30 so suppose I better move off the sofa.

misstara

Flights are booked - £170.04 so £130 from holiday fund and borrowed £40.04 from the social fund which I'll repay when I get paid from 2nd job on Friday. Haven't actually handed in my timesheet yet so better do that in the morning.

Paid £2.57 to the debt yesterday and £1 today - £13.02/£115.44, 80.6% paid

misstara

Spend day today - £22.60 on food/toilet roll/cleaning products and £25.31 on petrol.

£1 paid to the debt - £14.02/£115.44, 80.6% paid.

misstara

NSD today

£1 paid to the debt - £15.02/£115.44, 80.6% paid.

misstara

Day off from usual job today but I've got a shift with 2nd job booked later. Meeting my gran for lunch beforehand and taking her food shopping.

Trying to pay at least £1 to the debt every day so £1 paid today - £16.02/£115.44, 80.7% paid

Got another email about my friend's hen do so accommodation costs for the 2 nights looks to be around £80 which is not too bad.

misstara

Just booked a few shifts with 2nd job for next week (off on annual leave from usual job) and should get around £130 which pays for the hen do accommodation with extra to put towards debt/various funds

misstara

Spends for today are £3.30 on parking and £9.50 on a pair of jeans. My lovely gran paid for lunch and also gave me a £10 voucher to put towards the jeans :A

in_need_of_direction

Good to hear of a wee purchase for you